Sweetwater Reporter (Sweetwater, Tex.), Vol. 40, No. 325, Ed. 1 Monday, April 18, 1938

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Reduced 1
: N«# Properties Must
Conform to Applicable
Laws of Communities
Changes in two of the major
regulations governing the insur-
ance of loans for new residential
construction under Title I were
announced today by Federal
Housing Administrator Stewart
McDonald.
Effective March 28, the maxi-
mum term of insurable notes
will be reduced from 10 years to
7 years, and the location of all
new residential construction un-
deP Title I will require the
prior approval of state and dist-
rict insuring offices.
The maximum insurable loan
for new residential construction
remains at $2,500, and the rate
of interest chargeable by lend-
ing institutions is unchanged.
However, minimum property re-
quirements and requirements as
to the taking of collateral have
been revised.
Lending institutions cooperat-
ing in the property improvement
program have been notified of
all changes in regulations 20 and
21, and details of the changes
may be obtained by applying to
such institutions.
"Of principal importance to
iiroperty owners and borrowers"
kIcDonald said, "is the require-
ment that such new properties
conform to all applicable laws,
ordinances, and regulations,
such as building codes, zoning
ordinances, and health regula-
tion.
"An additional protection to
property owners is the review
of each loan by the local FHA
insuring office to establish the
fact that the proposed structure
conforms to other structures in
the immediate neighborhood.
This will prevent the depression
of values which occurs when
small houses are constructed
In neighborhoods where other
types of properties have been
or may be developed.
Mr. McDonald explained that
under the new regulation the
FHA does not require lending in-
stitutions to take collateral sec-
urity in cases involving loans
with maturities of 5 years or
less, but loans running over that
period must be secured by a
first mortgage or deed of trust.
This requirement is not binding
on certain types of institutions,
defined in the regulations, which
may take advantage of the op-
tion to require security if they
.so desire.
Recording fees for such mort-
gage security and costs of title
examination now may be charg-
ed in addition to the maximum
financing charge, but may
not be included in the net pro-
ceeds advanced to the borrow-
er.
Minor changes have been
made also in the requirements
governing land use. lot coverage
minimum floor area, fire-insur-
ance coverage, etc. Mr. McDon-
ald recommended that lending
institutions and prospective bor
rowers read carefully regulation
No. 20 so as to gain a full un-
derstanding of the structural
and land-use requirements, as
well as those items relating to
public health and sanitation.
• It is to be noted that property
requirements are made more
lenient for cases involving the
construction of seasonally oc-
cupied residential structures,
sucU as Summer cottages,
mountain cabins.
Unusual Treatment
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BID KOOM
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This home is a decided departure from the usual in both
design and materials. The two and one-half story dwell-
built of granite and brick with frame exterior em-
The property is valued under Federal
appraisal at £7,800 and is financed
the
ing was
ployed for topfloor,
Housing administration
The monthly repayment
by an insured mortgage of $4,500.
installments, which are extended over a period of 20 years,
tola! $20.70. This includes payment on principal, interest,
taxes, and other fixed charges.
Theatres
FAMOUS STARS FOUND
IN' TECHNICOLOR I'lliM
Presenting a dazzling array of
stars and a variety of talent,
"The Goldwyn Follies". the
technicolor musical extravan-
za. the first in Goldwyn s 25
years ^flpicture-making to carry
producer's name, shows at
the Texas Theatre today.
The musical, which also marks
the producer's swing to the col-
or standard, has been produced
on a scale more lavish, more
opulent and more magnificent
than anything the screen has
ever seen.
Goldwyn invaded every field
of entertainment to find stars
to augment the screen cast
headed by suave Adolphe Men-
Studcnts' Style
Show Tonight
A group of 15!) girls from
Newman high and John M. Rea-
gan junior high will model
dresses and stage a style show
and program at the Newman
auditorium tonight at 8 o'clock.
This is open to the public
put on in cooperation
and
with
to sel-
the San
City-Wide Repair
Drive Underway
Extensive repair jobs featured
the building permits issued
the past week from the office
of W. H. Whaley. city secretary.
They amounted to $2,755 and
brought the total for 1938 to
$54,530.
Western Windmill is adding
an office room and making re-
pairs at 200 West Avenue C at
a cost of $800; Cox .lewelry is
being remodeled in its new
Broadway located at an estimat-
ed cost of $050; Manse Wood took
if permit to repair the Oak
Street, store building for $450;
S. C. Glass is repairing roofs on
First street building, $55; S. F.
Xoler, residence repair at 1100
•Silas street. $250; and J. H.
Bead estate, repair residence at
21)0 Kagland street for $250,
Complete the permits Issued,
Edgar Bergen and Charlie Mc-
Carthy in "The Goldwyn Fol-
lies which shows al the Texas
today.
jou, The Ritz Brothers and the
beautiful, rising young star,
Andrea Leeds.
From radio he took Edgar
Bergen and Charlie McCarthy,
the comedy sensation of the
world: Kenny Baker, Jack
Benny's silver-voiced romanti-
cist: irrepressible Phil Baker
and his accordion: from grand
opera, lovely Helen Jepson and
the sensational newcomer,
Charles Kullmann: from the
world of the dance, the beauti-
ful Zorina and George Balan-
chine's American Ballet of the
Metropolitan Opera; and from
musical comedy goggle-eyed
Bobby Clark to clown with pet-
ite Ella Logan.
Then there arc the hand-pick-
ed Gorgeous Goldwyn Girls as
well as Hollywood's 12 loveliest
and most talented tap dancers:
Jerome Cowan. Nydia Westman,
Frank Shields and a hundred
more.
* & *
PRISON DRAMA
SHOWINC AT Uf'V'A
Dick Foran and June Travis
appear today at the Ritz The-
atre in "Over The Wall", a
melodrama having to do with a
man falsely thrown into prison
and his -weetheart who believes
in him and finally obtains his
freedom.
A thrilling story originally
written by Warden Lewis E.
Lawes of Sing Sing prison,
"Over The Wall" has an au-
thentic ring that combines
gripping drama with romance
to make A-l screen entertain-
ment.
Foran's singing voice, always
is put on in
Sweetwater merchants
ect a representative to
Antonio state show.
Models and firms cooperating
are announced as: Bonnie Way-
ne Bland, Curley's cafe: Wilma
Fay McGlothlin, Annie Jewel
beauty shop: Pauline Pence.
Mrs. Pence's designing and dress-
making shop: Emogene Young,
Mead's drug store: Mary Fran-
ces Glass. Home dairy: Mary
Jane Hubbard. Nolan drug;
Etta l.ee Jones. Sweetwater Re-
porter: Mary Martha Moore,
Cowen's shoe stcye: Martha Jane
Tubb. Russell's; Margaret Wil-
son, Russell's; Frances Con-
ley. Pace Bros.: Beatrice Brown.
Willis studios; Irene Gerard,
Sunbeam market: Frances Con-
lev; Levy Bros.: Ruby Hinshaw.
Household Appliance company;
Betty Jane Kidd, Blue Bonnet
coffee shop; Louise Cordey. Con-
ley cleaners; Norma Dean W'ea-
therby, Young's pharmacy: Dol-
lie Perriman. Hawkins grovery;
Joyce Rogers. Murchison & Cra-
mer motor company: Lillian Tu-
dor. Rasco Cleaners: Jean Van-
dervoort, Vandervoorl's dairy:
Joyce Whaley. Williams cafe;
Gloria Sadler. Majors jewelry;
Frances Lou Dean. Sweetwater
Reporter: Lillian Fry, Wat-
son-Focht: Betty Lee Graves,
Wetsel's beauty shop: Mary
Louise Kaiser. Tansil's: Imogene
Cathey, Western Produce comp-
any; Dorothy Busby. Globe Tail-
oring company: Juanita Math-
ews, Barrow-Haney furniture;
Nancy Fortner. Doris Murdoek
dressmaking shop: Frances
Mudge. Nichols Floral shop;
Marjoric Stevenson, Harley Sad-
dler shows; Wanna Ruth Real,
Jean's beauty shop; Alma Dean
Brand. Elrod furniture: Mary
Paxton, Joe Bowen's drug
store: Emma Jean Crowder. Co-
ca Cola bottling company: Lor-
ene Chaffin, Hubbard barber i
shop: Mary L. Buck, United: La-
.luna Richardson. Pauline's Bea-
uty shop; Audra Mae Gent and
Mary Grace Jay, Sobe's.
DUCK SHOWS
CH1MNEV SENSK
COLUSA, Cel. (UP) —A
wild duck here took a lesson
from Santa Claus and flew
down the double chimney at
the residence of Mrs. L. R.
Tadlock. It had enough duck
sense also to fly down the side
of the chimney that led to the
open fire place Instead of the
stove.
Public Informed
Of Differences
In Applications
FHA Outlines Procedure
In Obtaining Group
Housing Insurance
An important difference in
the procedure of submitting
mortgage-insurance applications
under the Federal Housing ad-
ministration's multifamily and
group housing program was
called to the attention of the
building industry today by Dep-
uty Administrator Miles L. Co-
lean.
Regulations require that ap-
plications under section 210 of
the amended act be submitted to
and approved by the mortgage-
lending institution before being
.submitted to the Federal Hous-
ing administration. Mr. Colean
explained that section 210 covers
the insurance of mortgages of
between $10,000 and $200,000
used for the construction of mul-
tifamily structures or groups of
more than 10 single-family hous-
es.
Applications on projects cost-
ing up to $5,000,000 may be sub-
mitted either to the local in-
suring office of the Federal
Housing administration or to the
lending institution, Colean ex-
plained. Such projects are in-
sured under section 207.
May Consult
Prior to the submission of the
application, sponsors of projects
may consult with either the lo-
cal FHA insuring office or with
the Washington headquarters
staff. Such conferences are par-
ticularly helpful in aiding the
sponsor to determine which
form of insurance is most suit-
able to the particular project
with which he is concerned.
It should be remembered, Mr.
Colean said, that any project ac-
ceptable for insurance under sec-
tion 210 is also acceptable under
section 207. While converse sit-
uation is not always due due to
the larger mortgage limit under
section 207 and other features
many cases submitted under sec-
tion 207 might be insured under
section 210.
Heating Plants
Built Under FHA
Installation of heating equip-
ment and hot-water systems
need not be seasonal improve-
ments. but warm weather does
offer fewer difficulties. With the
advent of Spring many house-
holders are considering this type
of modernization.
Out of a total of 30,000.000
homes in this country, it has
been estimated that less than
one-half are equipped with cen-
tral heating plants. The re-
mainder. for the greater part, re-
lying upon stoves for hot-water
supply and heat.
No reasonable estimate is pos-
sible.' as to the number of homes
with inadequate systems, but,
judged by modern standards,
they must be many.
Either repair work or the in-
stallation of a new central heat-
ing plant may be financed with
funds obtained from private
lending agencies under the prop-
erty improvement credit plan of
the Federal Housing Adminis-
tration at a reasonable charge.
Poultry Plhnts
Built Through FHA
April is an important leaf on
the calendar of a poultryman
Plans for the year are put into:
operation, which necessarily in-
cludes alterations and additions
to the plant.
This season poultrymen will
have an opportunity to improve
and modernize henneries due to
the adoption of new materials.
These include steel and insula-
tion.
Galvanized sheets of iron or
steel, treated by dipping in zinc
to check rust, can be used for
walls and roofs of hen houses
and insure a long life for the
building.
The value of fresh air to the
sanitation of the building and
health of poultry is recognized.
In order to aid in temperature
and ventilation control, the em-
ployment of insulation in con-
struction of houses is necessary.
This year finds added innova-
tions in insulation materials
adapted for hen houses.
Construction of and repairs
and additions to poultry plants
may be financed with credit in-
sured by the Federal Housing
administration.
Nursery Important
In Building Home
A nursery is one of Hie most
important rooms in a home. It
should be light, airy, and design-
ed so that it may be kept clean
and sanitary with as lillle ef-
fort, as possible.
A sleeping-porch annex to a
nursery will greatly increase the
health-promoting feature as well
as create welcome additional
space. Such an addition should
be plainly but cheerfully deco-
rated. The walls done in light
pastel paint or paper, woodwork
deep cream, and a composition
floor simulating natural-wood
planking is effective and effi-
cient.
Wall-bracket lighting fixture^
with shades will eliminate glare
and make exposed wiring un-
necessary. Plenty of closet, space
and built-in shelves for storing
playthings and nursery equip-
ment are handy adjuncts.
A sleeping-porch addition to
the nursery may be financed
with funds insured by the Fed-
eral Housing Administration un-
der the Property Improvement
Credit Plan.
Mantels Mai/ Be
\ Altered Under FHA
Beautiful fireplaces are found
in many old houses, but the old-
fashioned mantels that accom-
pany them spoil their beauty.
Scroll work or grotesque col-
umns are the despair of the
modern decorator.
The property improvement
credit plan of the Federal Hous-
ing Administration provides
funds for the repair, alteration,
or modernization of homes. Man-
tels can be removed. completely
if the housewife desired, and re-
placed by one of modern de-
sign.
Funeral
For J. L Fine
Funeral services were held at
for
2:15
711
. of-
the
fun-
so appealing in his Western
pictures (which have now come
to an end, the long series be-
ing completed), is heard to ex-
cellent effect in "Over the Wall."
2:30 o'clock this afternoon
.1 L. Fine, 53, who died at
a. in.. Sunday at his home.
Walnut Street.
J. P. Crenshaw, minister
ficiated at his rites held at
Church of Christ. Johnston
era I home directed arrange-
ments and burial in the Lor-
aine cemetery.
The Fine family has lived ill
Sweetwater for four years.
Surviving Mr. Fine are his
widow, a daughter, Oleta Faye
of Sweetwater: a brother. Hen-
| ry Fine, Weatherford; five sis-
ters. Mrs. Mary Browning, and
Miss Minnie Fine of Loraine;
Mrs. Kena Smith, Colorado:
Mrs. Delia Woods, Kingsville,
Calif., Mrs. Lena Collier, Lor-
aine. His father, J. S. Fine. Lor-
aine. also survives.
o
The average salary of an air-
line stewardess is $135 u month.
The girls fly an average of 85
hours a month and are allowed
a maximum of 115 hours a
month.
Number of French
Silos Doubled In
Texas Since 1930
) *
Total of 9,183 Are
Filled During 1937,
A. and M. Report Shows
COLLEGE STATION — Texas
farmers have almost doubled the
number of their trench silos in
use each year since 1930, E. R.
Eudaly, Texas A&M College Ex-
tension Service dairyman, has
pointed out in his annual re-
port.
A total of 9,483 trench silos
were filled during 1937, an in-
crease of 4,009 over the number
in use during 1936. The silos
were filled with an average of
slightly more than 75 tons of
feed which, fed at the rate of
20 pounds an animal a day,
would be sufficient to feed 302,-
514 animals for a three-month
period.
If the feed crop is average this
season, the number of trench
silos in Texas should total 15,-
000 this year, Eudaly estimat-
ed.
Much of the increase in the
popularity of the trench silo
can be attributed to (lie
droughts of 1934, he said. The
dry period convinced ranch-
men and farmers that reserve
supplies of feed were necessary
and they learned that silage
can be stored in trenches for
indefinite periods without spoil
age.
Spread Is Traced
The spread of the trench silo
was traced by Eudaly from its
origin in Denmark. The King
Ranch, he said, is generally
credited with the first trench
silo in Texas, built in 1918. The
expense of machinery to eul
the feed and the belief trench
silos must be of a minimum
depth and width out of propor-
tion to needs of the average
farmer retarded the spread of
their use. however, and there
were only 12 in use by 1030 in
Texas.
In 10:51 Eudaly demonstrat-
ed that expensive machinery
was not necessary by showing
a successful trench silo that
had been filled with whole bun-
idles, and a total of 201) trenches
1 were filled that year. An Up-
\ shur County l-H Club boy
: built a trench silo only three
feet wide, three feet deep and
.">() feet long in 1033 to show the
! trenches could be made any
size desired and adapted to the
farm with only a few head of
cattle. County agents reported
989 trench silos filled that year
in the state.
The largest trench silo in the
slate is believed to be the 10.000
ton one near Eagle Pass. There
are numbers of 1,000 ton capa-
city trenches.
Many crops have been stored
successfully in the trenches in
addition to the standard silage
crops of corn and sweet and
grain sorghums. Eudaly report-
ed. These included sudan grass,
Johnson grass, sweet potato
vines, alfalfa, cowpeas, prairie
grass, broom corn, prickly
pear, threshed grain, Russian
thistles and similar growths.
County Agent Frank C. Brun-
neman reported that six trench
silos in Cameron county have
been filled with farm waste
such as carrots and beets too ma-
ture for market, English pe;>
vines which had been run thr-
ough a sheller, and grape fruit
rinds.
Eudaly considered the use of
grapefruit rinds for silage as
especially interesting in view of
recent tests showing this mat-
erial has the same food value
as beet pulp, a favorite feed
for dairy cows. Farm waste
and similar products should be
stored in the trenches only when
standard crops are not available
however he said.
Only crops , with sufficient
sugar for fermentation, such as
corn, sorghums and sudan
grass, will result in high grade
silage, Eudaly said. Legumes
and feeds of similar composition
usually are supplemented with
black strap molasses at the rate
of 40 pounds ;rton or with feed
of a high sugar content. Dry
fodder is added to watery
plants, such as cactus, to ab-
sorb moisture.
Guthrie, where there are six (
students who are 65, 60, 67, 71,
72 and 76 years old.
WI'A TKACIIKS
ADUI/TS TO ItKAl)
OKLAHOMA CITY — (UP) —
The WPA has announced that
it has taught more than 17,000
adults in Oklahoma to read -and
write in its adult education clas-
ses since 1934. One of its prize
classes, officials said, is al
At
The Push of
A i)
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You can be saved hun-
dreds of steps a day—
eliminate unnecessary
worry by installing
connections in more
convenient locations
throughout your
home. It is very eco-
nomical — and you
will feel the differ-
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One pair of eyes
is all you have —
Take care of them. Do
you find yourself
shifting in your easy
chair in order to get a
better light on the pa-
per? Proper lighting
will save your eyes.
Call us today for free
est imates.
Bullock
Electric
Oak
Dial 2551
SALE
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a truly modern sink can save you until you try the C.rane
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depressed drainbnards, cup strainer and roomy stor-
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pleaaant place in which to work. II you prefer, you can
buy the Suntiyiluy on the C.rane Budget Plan of easy
payment. Call us today!
Or Better Still, See Your Plumber
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. Sweetwater Reporter (Sweetwater, Tex.), Vol. 40, No. 325, Ed. 1 Monday, April 18, 1938. Sweetwater, Texas. The Portal to Texas History. http://texashistory.unt.edu/ark:/67531/metapth290339/. Accessed November 26, 2014.