The Canadian Record (Canadian, Tex.), Vol. 70, No. 15, Ed. 1 Thursday, April 9, 1959 Page: 2 of 10
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rf the plan's no good.
... let's have a good one
. Canadian, Hemphill
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QUITE an argument has been building up in
Austin, and over the state, on the proposed
"flexibfe rate system" for automobile insur-
ance in Texas.
Lobbying for the bill is the National Asso-
ciation of Independent Insurers. Bitterly op-
posing it . . . but so far with a lot less pub-
licity ... is the Texas Association of Insur-
ance Agents.
The NAII declares that the flexible rate plan
will save Texans at least $34 million a year on
automobile coverage. That's bound to sound
good to auto owners who've been groaning,
and with reason, over the high cost of insur-
ing a car.
The TAIA, however, asserts that the flexible
rate plan would do away with the Texas uni-
form policy law and leave us with a hodge-
podge of policies which would leave the pub-
lic wide open for fly-by-night companies.
This is a serious charge and deserves careful
consideration.
If the flexible rate plan proposed by Rep.
Jarrard Secrest does do away with the stand-
ard policy provision, as opponents charge then
it is certainly a bad law and has been badly
misrepresented by its proponents^
Few people read the fine print in insurance
policies. Texas' uniform policy law has made
that largely unnecessary. All policies must
offer certain basic coverages and the gyp con-
cern finds the going tough.
If Rep. Secrest is proposing a "flexible pol-
icy" plan instead of a "flexible rate" plan, his
proposal has been misrepresented indeed.
However, under present Texas law, minimum
({jflii
NEWSPAPER
THE CANADIAN RECORD
Canadian (Hemphill County) Texas
BEN EZZELL - Editor
TESS WILKINSON Society Editor
TED ROGERS .. _ Foreman
National Award Winner
79 57
CdtirvUal AtioeUht* Annual
tUtU* AfMuipnfM* GtnUtU
SUBSCRIPTION BATES
In Hemphill and Adjoining Counties:
One Year $3.50
Elsewhere $4.50 per Year
nal Iff* 1«H
Wmar Nmm R
EHOBflATIVB, Mt
ADVERTISING BATES
Display $0.70 per column inch
Rate Card Upon Request
Entered as second class matter December 20,
1945, at the Postoffice at Canadian, Texas,
under the Act of March 3, 1879. Published
each Thursday afternoon at Canadian, Texas,
by Ben R. and Nancy M. Ezzell.
Competition is good . . .
... for good businessmen
II BUSINESSMAN has, behind his desk, a wall
plaque which reads in part:
"My competitors do more for me than my
friends do; my friends are too polite to point
out my weaknesses, hut my competitors go to
great length to advertise them.
"My competitors are efficient, diligent and
attentive; they make me search for ways to
improve my product and services; they keep
me alert.
"If I had no competitors I would be lazy, in-
attentive and I need the discipline they en-
force upon me.
"I salute my competitors; they have been
good to me. God bless them all."
This plaqup needs to be behind a lot of
desks and individuals.—The Prairie.
rates as well as basic policy, requirements are
set by the state regulatory agency . . . and
the minimum rates, adjusted annually, are
based on the total loss, experience of all car-
riers. The result is that the Texas automobile
owner buys a standard, dependable policy . . .
which is good . . but the careful driver also
pays the same high premium as his reckless
cousin, and this is not good.
The "flexible rate" system has been sold to
the public as a method of rating drivers, on
an experience table, to reward careful drivers
with lower insurance rates while charging
drivers whose experience shows frequent losses
at a proportionately higher rate.
Something like this needs to be worked out.
If the Secrest plan doesn't do it, then the re-
sponsible insurance companies need to come
up with a plan which will.
Auto insurance rates have become unreal-
istically high for the average owner who is
required, by law, to either carry insurance or
be able to show proof of financial responsibil-
ity.
A rate plan which subsidizes the reckless
driver at the expense of the careful operator
. . . and that is what we have today ... is
bound to lead to rebellion.
If the Texas Association of Insurance Agents
is right in declaring Rep. Secrest's proposed
"flexible rate plan" a bad one, then the TAIA
had better come up with a good plan of its
own, because there is a growing demand for
action from the people who buy insurance.
* * *
The Supreme Court . . .
. . . strikes a blow at liberty
•PHE "FIFTH Amendment" to the Constitution
of the United States has come, through
flagrant mis-use, to have a bad name; but
th notorious "Fifth" contains the most im-
portant guarantees of personal liberty written
anywhere into the Constitution
If the Supreme Court had struck down that
often ill-used section of the Fifth Amendment
providing that "no person shall be compelled
in any criminal case to be a witness against
himself" a lot of Americans might have ap-
plauded.
But there are other sections of the Fifth
Amendment even more vital to personal liberty
. . . and one of these was struck down by the
Court the other day without the flicker of an
eyelash by the five judges who rendered the
majority decision.
The four who opposed it voiced many mis-
givings . . . but the fact remains that the
Constitution has been re-written by the very
Court which is sworn to uphold it.
The provision in question is the one which
states "... nor shall any person be subject
for the same offense to be twice put in jeop-
ardy of life or limb."
The prohibition against "double jeopardy"
has been one of the keystones of American
law and justice.
Like other sections of the Fifth Amendment,
it has sometimes been abused . _ . but occa-
sional abuse has made it no less vital to the
personal liberty of American citizens.
Perhaps it had been abused in the case of
Louis Joseph Abbate and Michael Louis Fal-
cone. As Congressman Walter Rogers observes,
"these two individuals were undoubtedly crim-
inals and should have been punished." But the
question before the Supreme Court was wheth-
er or not they could be punished twice for the
same act. They had been convicted in the
State of Illinois, and were subsequently in-
dicted, tried and convicted by a United Siates
district court in Mississippi for the same of-
fense. The Supreme Court upheld the consti-
tutionality of their second trial and convic-
tion. declaring that a defendant may be tried
for the same offense in both state and federal
courts.
Rep. Rogers apparently believes that the
ruling was politically inspired and directed at
southern states suspected of dragging heels in
the trial and conviction of civil rights of-
fenders.
Whatever the reason for it, however, it rep-
resents one of the most serious invasions of
personal liberties . . . and the most flagrant
disregard for the Constitution . . . which the
Supreme court has, to this date, attempted.
Mayflowers, 1959
(U/t
STRICTLY FRESH
April showers bring May wed-
dings and June bills to the
shower guests.
• * •
There are no important holi-
days in April of this year, which
is quite a relief.
• • •
An old-timer is a person who
remembers when a sure sign
spring was the appearance of the
organ grinder and his monkey.
• • «
The outstanding April fool is
the fellow who forgets to file
his income tax return.
• • •
Considering the look of our
lawn this spring, we bought last
fall's seed at the weed store.
• •
trad* la Canadian
Y
á
Spring is bustin' out all ov-
er, as Bogers and Hammer-
stein would put it. and if. the
April showers that are due
cbout this season of the year
will just get started, thisll be
a beautiful year.
We've never seen deer and
wild turkey in such abund-
ance as they were along the
Lake Marvin Drive Sunday af-
ternoon. Sightseers and pic-
nickers were out in fair abun-
dance too . . . but we have it
on good authority, from Bill
Jackson, Mary Louther, and
Agnes Adams, among others,
that the fish weren't nibbling
on any kind of bait that had
a hook connected.
A. S. Jackson is preparing
to sow a lot of flower seed
this week-end along the Lake
Drive, and would welcome
volunteers with garden rakes
and a little enthusiasm for an
afternoon in the sunshine.
Jack thinks the showers are
bound to come, and if they
do, the flower show should be
something to see this spring
and summer.
Does anyone have any morn-
ing glory seed? If you have,
and would like to donate it
for a worthy cause, call A. S.
Jackson or the Chamber of
Commerce office. Plan-; are to
sow morning glories along the
steep sand banks along the
Lake Drive . _ . the saplings
which have been cut and laid
on the banks to keep the sand
from blowing provide ready-
made trellises. But while a
lot of flower seed has been
collected, there's not nearly
enough morning glory to cov-
er the areas where these vines
are needed.
Latest reports trom Austin
indicate that there will be no
"general" sales tax for Texas
this year . . . just enough "se-
lective" sales taxes to be pret-
ty general.
Just what items will be
taxed hasn't been decided . . .
but the state already has a
fairly long list of "selected"
items which carry sales taxes
so the choice is not as broad
as Speaker Waggoner Carr
would have us believe. After
a few more taxing sessions,
we're going to acquire a gen-
eral sales tax in Texas by the
back door ... by the simple
process of levying specific
sales taxes on everything in
sight.
The Speaker says that Tex-
as must raise S300 million in
new money, and obviously a
sales tax . . . general or spe-
cific ... is about the only
practical way to do it, painful
though it may be. Apparently
members of the Legislature
f.'.nd it less painful to raise
new taxes, however, than to
cut down on old expenses. At
least that solution, apparent-
ly, hasn't occurred to anybody
in Austin.
Harold Hudson tells this
story in the Ochiltree County
Herald, and credits it to the
Perryton Rotary Club. It con-
cerns a conversation between
three men about the most im-
portant part of the body. First
man said his hands were most
vital; the second said his eyes
were. The third man said the
most important part of his
body was his navel. When
asked why. he replied: "I like
to read, and I like to read in
bed. I also like to eat radishes
vvhile I am reading . . . and I
have found that the navel
can't be beat as a place to
put the salt"
"Inflation will really bit
the top," comments Paul Lof-
tin in The Panhandle Herald,
"when you take your money
out in a shopping bag and
bring home your purchases in
your pocket" That isn't so
funny when we recall that it
happened, just that way. in
Germany after the last war.
Dr. C. F. Yeager, medical di-
rector at Remington Arms, de-
fines an alcoholic this way:
"When a person stops brag-
ging about how much he can
drink, and starts lying about
how little he's drinking . . .
he's an alcoholic."
"When you got to th* end
•f ymu rope." adviaM the Sec-
ond street Philosopher, "ifs a
LAMP THIS - Lamp shade-
like hat of black straw with a
purple rose-satin insert above
the face is a new spring-and-
summer offering in Paris. Saucy
bow is tied behind peak of
the crown.
Your FRIENDLY Canadian
Merchant Wants to Serve You.
Band students on
Rotary program
Monday noon
Canadian high school band
students, under the direction
of Jim Restine, presented a
preview of contest selections
which they will play at Re-
gional Interscholastic League
band contests for Canadian
Rotarians Monday.
Appearing on the noon Ro-
tary Club luncheon program
were Carolyn Sutton in a cor-
net solo; Linda Adams, clar-
inet solo; Tommy Barker, bar-
itone solo; and Caroiyn Sut-
ton, Earl Rhea Jr. and Judy
Jackson In a cornet trio.
Piano accompaniments were
played by Judy Ereman and
Nancy Wilson.
Other guests present were
Elvin H. Ryder of Borger, Don
Powell and Benny Sims of
Canadian; and Junior Rotar-
ians Butch Prichard and Max
Crowell.
Feeling low? Need Vita-
mins? Take Supsr Plenamins.
Canadian Pharmacy. 10-tf
Mr. and Mrs. George Liven-
good and Merland Clapper
were in Odessa last week-end
visiting in the home of Mrs.
Lioyd Matherly.
Resurrection Marks Founding
of the Church
With the miracle of the Res-
urrection of Jesus still fresh
in our minds, it might be well
to think of the concurrent
miracle of the transformation
in the lives of men — through
founding of the Christian
church.
For it is irv. the miracle of
the Resurrection and its ef-
fect on the lives of the dis-
ciples that the founding of
the church began to take
place.
Its true founder, of course,
is Jesus, and the church is
founded in His life and teach-
ing.
Its charter is the Sermon on
the Mount, and its mission
and purpose the preaching of
the good news concerning the
gospel of God's love and
grace.
But it is the Resurrection
that brings the life and teach-
ing of Jesus to its triumphant
moment in the lives of those
who go forth to preach that
gospel in all ages.
If we would see the church
strong in our time, we must
relive the experiences of the
apostles in our minds and
hearts and, from them, take
new strength to live our lives
as Christians.
We must find the faith, vis-
ion and courage they possess-
ed.
What was possible then is
possible now, if we will but
seek the power and guidance
of God.
good idea to keep your feet
on the ground."
•22? tHt
OOfriu.
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Oft
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Remember, Permaglas is the only water
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VATBNT pcNOina
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Otaltf
If The
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PCRMA6US DIVISION. KANKAKEE, IIU
See your PERMAGLAS Dealer or Plumbing Contractor
steadiest stance!
Wheels are five inches farther apart. This widens the
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less lean and sway. Only Pontiac has Wide-Track Wheels!
SEE YOUR LOCAL AUTHORIZED PONTIAC DEALER
McMORDIE MOTORS. Inc.
S01 N. 2nd St Canadian, Texas
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Ezzell, Ben. The Canadian Record (Canadian, Tex.), Vol. 70, No. 15, Ed. 1 Thursday, April 9, 1959, newspaper, April 9, 1959; Canadian, Texas. (https://texashistory.unt.edu/ark:/67531/metapth183947/m1/2/: accessed April 25, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Hemphill County Library.