Journal of the Effective Schools Project, Volume 18, 2011 Page: 30
savings success, they practice
global awareness as they look out-
side themselves to the collective
impact they can have on their cam-
pus. Teachers and students en-
couraged each other to save money
in an effort to prepare their com-
munity of learners for the future.
The GRIS and American State
Bank partnership has been suc-
cessful as student accounts grow
larger than the GRIS branch can
manage from the general Ameri-
can State Bank school account.
The GRIS bank opens each Friday
from 7:30AM-8:15AM in the
school lobby. As a result, when a
student's line item account ex-
ceeds $25.00, ASB invites parents/
guardians to visit the bank and
open an individual savings account
for their student. Usually new sav-
ings accounts entail a $100.00 de-
posit, but ASB waives this require-
ment for GRIS partners.
Application to a lifetime:
If you would be wealthy, think of
saving as well as getting
(Quotations Page, 2011). When
measuring authentic outcomes of
project-based learning, student self
-evaluations is a common practice.
In Mandell & Klein's (2009)
study, the students who completed
the personal financial management
course did not view themselves as
savings-oriented and did not seem
to have better financial behavior.
In the student self-evaluation,
GRIS student bankers volunteered
reflective answers to the question,
"What do you think about being
able to save money at the bank?"
Students' responses reflect the suc-
cess of the program:
Brynda Rueda (5th grade):
"Good, because my dad gives
me money for me to save. He
wants me to save for a car. "
Naim Soler (4th grade): "I help
at my mom 's work to get money.
I am saving for college. "
Citlally Espino (3rd grade):
"My whole family gives me mon-
ey because they want me to save
for college. "
Tatutm Stegint (4th grade): "I
think this is a really really nice
because it will help me with my
future. I put my birthday and
chore money in my account. "
The student bank tellers were
asked, "What have you liked about
being a bank teller?" Their re-
sponses reflected their pride in the
Ashley Hang: "It makes me feel
Gywn Palmer: "I get to associ-
ate with lots of kids at school.
Sometimes it is hard when a
bunch of customers come at
Lindsay Treadaway, the parent
volunteer, reported that the ASB
Intermediate School bank was an
excellent introduction to banking.
Student customers are not only
learning how a savings account
works, but also the discipline it
takes to successfully save money.
The student tellers are learning
much as well. Student bank tellers
must be honest and courteous. De-
velopment of these two character
traits can help them succeed in
future employment opportunities.
Parents and educators are aware of
the need to teach financial literacy
skills. In today's global communi-
School bank was an
to banking. Student
customers are not only
learning how a savings
account works, but also
the discipline it takes to
successfully save money.
Here’s what’s next.
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Tarleton State University. Effective Schools Project. Journal of the Effective Schools Project, Volume 18, 2011, periodical, 2011; Stephenville, Texas. (texashistory.unt.edu/ark:/67531/metapth201694/m1/34/: accessed January 22, 2018), University of North Texas Libraries, The Portal to Texas History, texashistory.unt.edu; crediting Tarleton State University.