Cooper Review (Cooper, Tex.), Vol. 41, No. 19, Ed. 1 Friday, May 7, 1920 Page: 2 of 16
sixteen pages : ill. ; page 20 x 13 in. Digitized from 35 mm. microfilm.View a full description of this newspaper.
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Insures Against Boil Worms, Droughth, Disease, Etc.
The intent and purpose of Acreage Investment I *-
surance is to guarantee the safe return of the grcwer’s in-
vestment made to raise h s crops. This it will c o should
the growing crop be damaged either by insects, disease,
drought, frost, excessive moisture, or winter-kill.
This is the form of pro ecticn the farmer has <een caT-
ing for, for many years past. Th;s :s the burden he h;s
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been carrying on his owr* shou'ders until those shoulders
have become bent, his pocket-bool: kept empty, and in
thousands upon thousands of instances has caused men to
abandon their agricultural activities and take up some
other work in life.
Acreage Insurance protects the grower against those
common enemies which are always present and may at
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any time strike a death-blow to his crops. It does not
guarantee a certain yj°!d per acre, neither does it promise
any profit, but it doe3 guarantee to the policyholder this:
that should his crops be destroyed, he wi!! break even,
receiving from the Company compensation for hi* labor
and seed, together w lb of hie h.rrse labor, and a fair
interest refcu**- on his land investment. It assures the
farmer that this is the worst which can happen reither he
breaks even or he wins, for the holder of an Acreage in-
vestment policy cannot lose.
No acre of any kind cf crops is always safe; neither
soil, climate, nor science cf agriculture is infallible; re-
gardless of how good or favorable are all conditions, re-
gardless cf how clever is the farmre, some day, and unex-
pectedly, one of these enemies wll strike. They have done
so in the past, and agricultural science admits that they
will strike again.
This protection is as good a “buy” for the farmer
who has few hazards to combat as it is for the grower who
has the entire army to battle with. If your chance of loss
is light, so is the Company’s liability, which means the
rate in your country is very low, confirming to the risk
assumed.
The rates are built from a solid foundation—past
performances of the farmer’s land. This statistical data
covers a period of from ten to twenty years, and w'hat has
happened during such a period of time can be expected to
repeat itself.
There is no other form of insurance like it, neither is
there a likeness of the policy contract. There is no other
form of insurance which gives to the assured so many
privileges as dees Acreage Investment. It has been built
by £ farmer who had a thorough understanding of the
farmer’s needs; constructed for the farmer, written in
tarmer language— short and right to the point. No tech-
nique was allowed in its makeup. It plainly states what
it promises to do and what it does not promise. There is
no chance of its intent and purpose being misconstrued..
The applicant, with the assistance of cur schedule,
makes an itemized list of his acreage investment. It is
left to Lire to make his own contract, the Company mere-
ly asking that he confine his total to correspond with the
sum representing his actual cost to grow the crop. He it
is who determines the cost of seed, twine, ground rental,
etc. His application is returned to him as his policy, with
his own figures and his signature thereto, just as he placed
them there.
Should he sustain loss, he practically handles his
own adjustment. What the Company asks of him is but
little: that he report his loss in time; that the crop can be
inspected! before harvest; that he thresh the damaged
acres separate from the undamaged field. After the sal-
vaged grain, is threshed, that he send to the Company a
sworn affidavit signed by both himself and the thresher,
stating the number of bushels obtained. Next, he markets
this grain and performs the closing incident by sending
to the Company a sworn affidavit showing the amount of
grain sold (these figures she aid tally with the amount
threshed), the price received, and his loss is established.
Simple, is it not? The Company obligates itself to pro-
tect the investment and asks very little in return: a square
deal, and the payment by the assured of a moderate rate.
This form of coverage removes the hazard of chance from
agricultural activities. With it in general use there can be
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no more financial crop failure in this country. It is as
good a “buy” for the well-to-do farmer owning his farm
as it is for the tenant; to the one it represents a good bus-
iness investment, to :he other it safeguards his credit and
future existence.
The Hartford Fire Insurance Company is the only
Company in the world writing this class of insuran e.
The Hartford has a record for prompt and fair adjust-
ment and payment of losses extending over a period of
110 yars—and is one of the strongest and best known
Companies in America.
We are exclusive Agents for Delta County and will
be glad to have you call at our office, phone or write us
for rates.
Git ice Over Delta National Bank—Phone 135
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tfj.h':
AM Kinds of Insurance Except Bad
COOPER
TEXAS
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Cooper Review (Cooper, Tex.), Vol. 41, No. 19, Ed. 1 Friday, May 7, 1920, newspaper, May 7, 1920; Cooper, Texas. (https://texashistory.unt.edu/ark:/67531/metapth996262/m1/2/?q=+%22Amarillo%22+%22streets%22: accessed May 24, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Delta County Public Library.