Mount Pleasant Tribune (Mount Pleasant, Tex.), Vol. 144, No. 102, Ed. 1 Wednesday, November 28, 2018 Page: 5 of 12
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November 28, 2018
TribNow.com • Page 5
LOCAL
Take advantage of tax diversification
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Parade application deadline today
IMPLANT SPECIAL
December 1—31,2018
1603 N. Jefferson Ave. • Mt. Pleasant, TX, 75455 • 903-572-3981
4
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Financial Advisor
Single Tooth Implant and
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Durram Chiropractic is host-
ing a Toys for Tots drive. Live
radio from 10 a.m. to 2 p.m.
and free pizza Dec. 1. Drop
off toys now at the office
1318 S Jefferson Ave.
A
December 6
TRMC's All is Bright ceremo-
ny will be held Dec. 6 at 5:30
p.m. A silent auction will be
held Dec. 3 to Dec. 6 before
the ceremony. Located at Ti-
tus Regional Medical Center.
All proceeds go to Titus Re-
gional Medical Foundation.
2018 Community Newspaper Readership Survey.
Special thanks to our Allied Partners whose support makes this survey possible: Walterry Insurance Brokers | Interlink, Inc. | BurrellesLuce
December 2
Mount Pleasant Open House
will beheld December2from
1p.m. to 5 p.m. Many down-
town businesses will be open
to preview their holiday of-
ferings, and event-goers can
be entered in to a drawing to
win $1,000 in gift cards from
those local businesses. De-
cor, food, gifts, and more will
be available.
Send us your
upcoming events
today!
Arranged and Orchestrated by
J. Daniel Smith
Inspired by the #1 Hit Single from NewSong
We,- 1
believe
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Dec. 5th, 6th, 7th
19th Annual Dinner Theatre
Highland Park
Baptist Church
2801 South Jefferson • Mt. Pleasant
Dinner 7 p.m.
ALL YOU CAN EAT
CATFISH & CHICKEN
STRIPS
Performance 8 p.m.
Reserved Seating Only • $12.00 per ticket
903-572-9362
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November 30
Cypress Basin Hospice will be
hosting a tree lighting cer-
emony where they will call
loved ones' names and ring
the bells in their memory on
Friday, November 30 at 6:00
p.m. in downtown Mount
Pleasant. A donation of $10
or more will symbolically
light a light on Cypress's tree
that will be displayed on the
square in downtown Mount
Pleasant.
MOUNT PLEASANT TRIBUNE
202 S. Van Buren Ave., Mount Pleasant
903-572-1705
.. Musicalfor ( /trigfma#
Created by Donna VanLiere and Eddie Carswell
Regular Price $4,375.00
Special Pricing for December
$2,499
Savings of $1,876!!!!
Call us at (903)572-3981 to
schedule your appointment with
Dr. Roy Bloom, D.D.S.
COMMUNITY CALENDAR
The Community Events Calendar is published as space
permits. Events will also be published on our website. Submit
event notices to
miranda@tribnow.com
December 1
The Mount Pleasant Rotary
Club and the City of Mount
Pleasant again present the
Annual Christmas Parade.
The theme this year is "The
Sounds Of Christmas." The
parade begins at the Civic
Center at 6 p.m. and heads
toward the Courthouse
along Jefferson/Madison and
turning east as it passes the
courthouse. For more infor-
mation, contact Amy Hinton,
Parade Chairman, 903-466-
1248.
w“OHRISTMAS SHOES
Dan P. McCauley, D.D.S., EA.G.D., PA.
Comprehensive Dental Care
traditional IRA may make
more sense, as you poten-
tially get a sizable benefit
from the tax deduction. But
if you are in a lower tax rate
now, you have most of your
retirement investments
in tax-deferred accounts,
and/or you can afford to
forego the immediate tax
deduction, you might find
that the Roth IRA/Roth
401(k), with its tax-free
The City of Mount
Pleasant and Rotary Club’s
27th Annual Christmas
Parade will be held on Sat-
urday, December 1, 2018
at 6 p.m.
Companies, organiza-
tions, clubs, individuals,
and families are all in-
vited to be a part of this
dazzling, lighted parade!
Floats are always encour-
aged.
Bring out your Christ-
mas spirit and decorate
your car, truck, float, or
even yourself! This year’s
theme is ‘The Sounds of
Christmas”.
“We are set to have
one of the biggest and best
parades ever. Everyone
does an outstanding job
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withdrawals and earnings,
As an investor, you will hold, rather than active- ultimately will make more
have access to accounts ly trade, because you will sense for you. But since no
that are taxed differently not get taxed on the capi- one can predict where tax
from one another. And it’s tal gains until you sell. You rates will go in the future,
ossile vou could benefit also might consider mutual having money in different
from tax’diversification by funds that do little trading types of accounts - i.e.,
owning accounts in these and generate fewer capi- tax diversification — can be
three categories: tal gain distributions. This beneficial.
Tax-deferred - Tax-de- is important not only in If you only focus on tra-
ferred accounts include terms of controlling taxes, ditional, tax-deferred, ac-
the traditional IRA and a hut also because the taxes counts, you could end up
401(k) or similar employ- on these distributions can with larger tax bills than
er-sponsored retirement reduce your investments you anticipated when you
plan. When you invest in real rate of return. retire and start tapping
tax-deferred vehicles, your Tax-free - When you into these accounts, partic-
money can grow faster invest in a Roth IRA/Roth ularly when you must start
than if it were placed in an 401(k), you dont get an taking withdrawals — called
account on which you paid, immediate tax deduction, required, minimum distri-
taxes every year. You also but your earnings, as well butions — when you reach
may get a tax deduction as your withdrawals, are 70 %.
for contributions you make tax-free, provided you do By having money in ac-
today. When you start tak- not start taking withdraw- counts with different tax
ing withdrawals from these als until you re 59 % and. treatments, you may have
tax-deferred, accounts, typ- you have had your account more flexibility in struc-
ically during retirement, at least five years. (Howev- turing your withdrawals
the money is usually taxed, er, income restrictions do during retirement, based,
at your ordinary income apply to Roth IRAs.) on your year-to-year tax
tax rate. So, given the difference situation.
Taxable - Taxable in- in bow taxes are treated in There’s no formula for
vestments are those held these accounts, how can achieving an ideal tax di-
in a standard, brokerage you choose where to put versification. You 11 want
account, outside your IRA your money? For example, to consider your own
or 401(k). While you can when would you contrib- needs and circumstances
put virtually all types of ute to a Roth IRA or Roth in choosing the right mix
investments into a taxable 40 l(k), rather than a tradi- of taxable, tax-deferred
account, you may want to tional, tax-deferred IRA or and tax-free accounts. UL
focus on those considered 401(k)? timately, taxes should not
to be most tax-efficient. So, If you are in a high tax drive all your investment
you could, include individ- rate now and expect it to decisions — but they should,
ual stocks that you plan to be lower in retirement, a not be ignored, either.
on their floats and audi- and be a part of what makes
ences will enjoy lighted living here so special. Jason
floats, marching bands, Bell, President of Symme-
the Shriner’s Mustang Pa- try Turf Sports Construc-
trol, Christmas kings and tion says “We take a lot of
queens, boats, dancers and pride in our town, and be-
of course Santa Claus,” ing part of the Rotary Pa-
Amy Hinton, Rotary Pa- rade and Christmas on the
rade Chairman, said. Priz- Square is one way for us to
es are given for 1st, 2nd give back to the communi-
and 3rd place floats as well ty that has been so good to
as for vehicles. us.”
“This parade has always To participate in the
been a gift to the commu- Christmas Parade, stop
nity and not a fundraiser,” by City Hall to sign up or
Hinton said. “Any monies download the entry form
made go back into the pa- at www.mprotaryclub.org
rade. It’s Rotary’s way of or contact Amy Hinton,
putting service above self.” parade chairman at (903)
Local businesses and 575-4000 or ahinton@mp-
organizations are excited city.org. The application
about the chance to sup- deadline is November 28,
port community events 2018.
1
12
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Mount Pleasant Tribune (Mount Pleasant, Tex.), Vol. 144, No. 102, Ed. 1 Wednesday, November 28, 2018, newspaper, November 28, 2018; Mount Pleasant, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1429206/m1/5/: accessed July 16, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Mount Pleasant Public Library.