The Allen American (Allen, Tex.), Vol. 17, No. 73, Ed. 1 Sunday, April 6, 1986 Page: 2 of 71
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Page 2A-ALLEN AMERICAN - Sunday, April 6, 1986
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Libby Easter
Sponsored by E1
Loan brokers thrive
letter policy
Cow Pokes
By Am Reid
consumer alert
by jim mattox
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opinions ____________________.
Texas politics began with local self-government
First National
Bank of Allen
“Who talks the longest on the telephone
at your house?" Asked at Rountree
Dan Schmieg
Prod Supervisor
Evelyn Currie
Bookkeeper
Albert Poulton
Circulation Director
Gary Hancock
Sports Editor
The Allen American is published every Sunday and Wednesday; The Allen American EXTRA is
published every Thursday for non-subscribers. Entered at the U.S. Post Office, Allen, Texas 75002, aS
second-class matter. Subscriptions: $12 yearly in Collin County, $17 elsewhere. Single copies: 25
cents.
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“My mom, but she won’t
tell me what she’s talking
about.”
“Looky, here’s jist the ranch in this ad that I’m
looking fer. . . Wait a minute . . . this is my ranch!’
Gloria Farabaugh
News Editor
7
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Nobody, really.”
Casey Wade
“My mom. She talks with
my grandma in Colorado un-
til my dad tells her to quit
running up the bill.”
Lacey Smith
How They Work
Loan brokers are new to an
area. They set up shop in an
economically distressed region
Letters to the editor on any subject are welcome. They
should be brief, typed or legibly handwritten and must include
the writer’s name, address and daytime phone number for
verification. Letters are subject to editing.
Though names may be withheld in special circumstances,
preference will be given those signed with names for publica-
tion.
“Be our guest” is a forum for longer letters or opinions.
Readers also are invited to contribute to this.
Submissions should be sent to: Editor. The Allen American,
P.O. Box 27, Allen, Texas 75002.
When hard times hit an area,
scavengers often are not far
behind. These unscrupulous
operators prey on the misery of
desperate people by offering
“miraculous” solutions to those
with financial difficulties.
Lately many Texans have
their network until they find so- payments, or owners of small
meone who will lend you the businesses with bankruptcy
money.
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0) The Allen American
A division of Taylor Communications, Inc.
Publication No. USPS 151180
414 E. Main St., P.O. Box 27 Allen, Texas 75002
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staring them in the face, can all
be susceptible to the broker’s
pitch.
What Happens
See LOANS P.3A I
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Phone: (214) 727-3352, Dallas line 424-0991
CHARLES BARNARD
Publisher
Ginger Williams
Advertising Director
“My mom. She talks with
her friends about when I was
a little baby.”
Alecia Huber
DEADLINES
Classified advertising: Sunday edition —5 p.m. Thursday; Wednesday edition — 5 p.m. Monday
Retail advertising: Sunday edition — 12 Noon Thursday; Wednesday edition — 12 Noon Monday
News: Sunday edition — noon Thursday; Wednesday edition — noon Monday
Deadlines for The Allen American EXTRA are the same as those for the Wednesday edition of The
Allen American.
The Allen American is a member of the Texas Press Association, North & East Texas Press Associa-
tion, National Newspaper Association, Texas Press Service, USSPI (US Suburban Press, Inc.) and
Verified Audit Circulation. It is listed in the Standard Rate and Data Service.
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between local government and ly it accepted the prevailing ar- collecting taxes, organizing the
the Constitution. rangements in the thirteen militia, and similar purposes.
Popular government in the states. This document, in Even before the adoption of
New World was early establish- establishing our federal system, the constitution in 1788, the
ed in small settlements along recognizes only two tiers of federal government had
the Atlantic seaboard and government in the United established a direct relation bet-
spread upward, downward and States, and does not consider ween natinal policy and local
in to the inland communities, the question of how power government in the Northwest
Though the names now sound should be distributed between Ordinances of 1785 and 1787.
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been hit by hard times, especial- and begin looking for likely pro-
ly farmers, ranchers and people spects. They place ads in the
who work in the petroleum in- business opportunties, listings
dustry. Those who are financial- of the classified section in the
ly strapped must be particular- local newspapers. They fre-
ly on the lookout for these con quently send salespeople to
artists. farms, small businesses and
others who look as though a
The Loan Brokers long term loan would be the
One kind of predator that answer to their prayers. Word
plagued Texas in the early of mouth is one of their most ef-
1980s and that is beginning to fective mthods of marketing
reappear, is the so-called loan their “services” — people who
“broker.” Loan brokers claim sign up are encouraged to tell
to have contacts with financial their frinds and acquaintances,
institutions across the nation Obviously, the loan broker’s
and that they can find lenders pitch is very seductive to soa
who will give you a long term meone in financial distress"
loan. All they ask is an applica- Farmers who are about to Jose
tion fee — usually $250-300 — the land they have worked all
and a registration fee — usually their lives, people who have
$50-100 — and they will canvas fallen behind on mortgage
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7
Elementary, Ettie Lawrence’s First
Grade Class.
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‘ of the peace and good order in
Editor’s Note: By the time . 7 • • • the same.”
1788, Americans already had a State continues to regulate city territories ment began when the popula-
long experience of self- tion of the territory reached
government. From the beginn- _____________________________ These laws were enacted by the system was used throughout 5,000 free males of voting age. f
mg of settlement on the eastern strange, local government had Thesen“ "rnenssundrthe the future settlement of the Powers of legislation passed to
seaboard, Americans formed its beginnings in population fntns rf Confederation as a United States, and the congres- a general assembly composed of
themselves into self-governing clusters or land divisions mneneW blueprint or the government at sional township still remains a the governor, a legislative coun-
^"these^Z knowngasmanorgorshireshnu federalist papers theeNorthwest Territory. This unit of government in most ciland a house of represen
written laws. In these local areas, parishes, gores, namgs, 5 hh territory included all of the pre- midwestern states. tatives with counties and
governments, the Americans plantations tenths liberties tertitprztescrnimoisoindinna The Ordinance of 1787 townships serving as the con-
'^onoZul£a^ andehamlets-qswelqosinnthe -------------------------- Michigan, Sohio and wisconsin outlines the system of ter- stiuent units. The general
taZT^Zpre^^ and“s. Se units of the states and their subdivi- and a portion of Minnesota, ritorial and local sovernment assem blymthertprescihadtte
of free argument. This ex- local government have been sions. This seeming oversight. Commonly known as the “Land for-the western.landsingreater of magistrates and other
perience at the local level not part of political life in America however, reveals the Framers’ Ordinance, the Ordinance of detail Duringthe the tag6o The 1787 Ordinance also pro-
only prepared the Americans for longer than even the thir- intent that the creation and 1785 is important because it territorial status the general The 1787 ordrtanceomspui
for self-government at the na- teen original states, and much supervision of local government provided for laying out the Nor- g°' ernmen Placedin a schools in each township of the
tional level, but persuaded them longer than our national was and should remain entirely thwest Territory into congres- hands ofasgovernor, a schotsinechntawnshstating
that self-government and good government, the concern of the states. Local sional townships by a corps o secretary and judgeswhower Western. morality and
government were one and the The Constitution does not governments had proven their surveyors under the direction of appointe y ne , knowledge being necessary to
same. In this essay, Professor make explicit provisions for necessity and desirability in col- the Geographer of the United CongesSmThisd 9 tura o good government and the hap-
Blair explores the relationship local governments, but implicit- omal times for holding courts. States. ( tL, 178 or /de fr the appointment of piness of mankind, schools and
dinance is clear and specific, these officials by the president the means of education shall
providing that “The surveyors by and with the consent of the forever be encouraged. Ihis 4
... shall proceed to divide the Seante. The governor was em- act also guaranteed the sanctity -
said territory into townships of powered to “appoint such of private contracts, abolished
six miles square, by lines runn- magistrates and other civil of- primogeniture, prohibited
ing due north and south, and ficers, in each county and slavery and involuntary ser
others crossing these at right township, as he shall find vitude and contained, I
angles, as near as may be.” This necessary for the preservation See POLl i "r
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“We don’t have a ‘‘My sister. She’s always
telephone is our house.” on the phone talking to her
best friend.”
Shawn Hagewood
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on financial woes
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Farabaugh, Gloria. The Allen American (Allen, Tex.), Vol. 17, No. 73, Ed. 1 Sunday, April 6, 1986, newspaper, April 6, 1986; Allen, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1454156/m1/2/: accessed July 17, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Allen Public Library.