Věstník (West, Tex.), Vol. 53, No. 28, Ed. 1 Wednesday, July 14, 1965 Page: 1 of 32
thirty two pages : ill. ; page 11 x 9 in.View a full description of this newspaper.
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HEKAIJP
Official Organ Of The Sla vonic Benevolent Order Of The State Of Texas. Founded 1891.
BENEVOLENCE
HUMANITY
B R O T II ERHOOD
VOLUME 53 — NO. 28
Postmaster: Please Send Form 3579 wiíb Undeliverable Copies
to: SUPREME LODGE, SPJST, P. O, Box 100, TEMPLE, TEXAS
JIJLY 14, 1965
FROM THE EDITOrS DESK
THE FAMILY PLAŇ AGAIN
Most of you now know that the
SPJST offers a policy which covers the
entire family for one prémium. That
prémium is, and remains the same,
no matter how many more childťen
may be born, or adopted, into your
family. Every new arrival is automatic-
ally covered, regardless of health, 15
days after birth. The typical SPJST
policy gives the husband $2,500 straight
life coverage, and the wife $1,000 worth
of term Insurance. Each chilďs life is
covered by $1,000 in term insurance
until age 21, or until the mother
reaches 65, if that occurs first. The
wife’s term policy also expires when
she becomes 65. If the husband dies,
his $2,500 policy pa'ys off in the usual
manner, and the term policies stih in
elfeet on his wife and children become
fully paid up and continue in force as
in the originál arrangement, terminat-
ing, at the earliest, when the mother
reaches 65 or the child 21. If the wife
dies first, the proceeds of the $1,000
policy go to her husband.
0 ♦
A Family Pian policy with the SPJST
costs about $59.00 a year at age 30 —
about $9; more than separate policies
giving the man and wife the same
coverages. This slight difference gives
the child protection and it is this chil-
dren’s protection that constitutes one
long range advantage of the Family
Pian: the youngsters’ policies may be
converted at expiration dáte to as
THE RETTER PART
The days are all to short to waste
A moment, with the time it takés
For hunting iflaws in useful folks,
And magnifying smáli mistakes.
But there is time enough to spáre
Between the dawn and sunseťs glow,
'To recognize the kindly traits
Possessed by people whom we know.
Why make ado for minor fauts;
And would it not be better far
To. notice only things that prove
What loyal friends the neighbors are?
—Edith R. Smitli
much as $5,000 in permanent insur-
ance, without any requirement of a
physieal examination.
♦ $
Even though the Family Pian has its
advantages. it might be wiser to add
any extra money available for life In-
surance to the husbanďs prémium,
thus increasing his coverage. It is also
possible to buy the children permanent
policies with increasing cash values
which can give theni an excellent head
start toward their adult insurance and
savings programs. In any event, see
and consult with your local SPJST rep-
resentative.
* 0
SEEP YOUR LIFE INSURANCE
POLICY IN A SAFE. PLAČE
Americans who prudently protéct
their families with life insurance areiVt
always so prudent about taking care of
their policies.
The Institute of Life Insurance esti~
mateš that over 300,000 last, stolen or
mutilated policies were replaced last
year.
Many were destroyed by fires in
homes and apartments. Some were
ruined by water in flooded basements.
At least one policy was reported con-
sumed by rats.
And, although a life insurance policy
is o*f no value to a robber, many thefts
of policies occurred during the year.
Often the policies v/o re, among other
stolen papers or possessions, or inside
stolen briefeases, or in cars that were
rif led.
But probably mot often, they were
lost by policyholders themselves. Some-
times the policies were inadvertently
thrown out during house-cleaning or
Office cleaning, or disappeared during
a move to a new home or Office.
The Institute’s estimate includes
only post policies on which life com~
panies issued duplicate copics to living
policyholders. Undoubtedly many more
were lost. When a policy is missing at
the policyholdeťs death, the company
normally pays the insurance without
replacing the policy. And, when a
policyholder does not review his life in-
surance regularly, the loss of a policy
may not be noticed until hc dies.
Insurance companies generally re-
plače lost policies without chatge, even
though this service costs the life in-
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Morris, Nick. Věstník (West, Tex.), Vol. 53, No. 28, Ed. 1 Wednesday, July 14, 1965, newspaper, July 14, 1965; West, Texas. (https://texashistory.unt.edu/ark:/67531/metapth625133/m1/1/: accessed June 23, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Slovanska Podporujici Jednota Statu Texas.