Věstník (Temple, Tex.), Vol. 101, No. 21, Ed. 1 Wednesday, May 29, 2013 Page: 3 of 40
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VĚSTNÍK
Wednesday, May 29, 2013
3
Family Fun
and Important iDates
June 2
June 2
June 14
June 14
June 14-16
June 23
June 29
June 30
June 30
July 4
July 4
July 4
July 6-9
July 11-14
July 13
July 13
July 16-18
July 18-21
July 19-20
Lodge 47, Seaton Annual Picnic (2)
Lodge 88, Houston Homecoming (5)
Flag Day
Lodge 97, Placedo Membership Drive/Dinner
Lodge 32, Victoria Halí (6)
Leaders-in-Training Workshop
SPJST ENC at Cooper Farm
District Three Youth Achievement Day
Lodge 154, Fort Worth
District Four Youth Achievement Day
Lodge 49, Rowena
District Five Youth Achievement Day
Lodge 88, Houston
District Seven Youth Achievement Day
Lodge 107, Floresville
SPJST ENC at Cooper Farm
Fourth of July • SPJST Home Office Closed
SPJST Float • Belton Fourth of July Parade (2)
SPJST Float • Arlington Fourth of July Parade (3)
District Three Camp
at ENC at Cooper Farm, Ledbetter
Districts Five/Six/Seven Camp
at ENC at Cooper Farm, Ledbetter
District Two Youth Achievement Day
Lodge 47, Seaton
Lodge 51, Ellinger Picnic (1)
SPJST Supreme Lodge Meeting, Temple
District One Camp
at ENC at Cooper Farm, Ledbetter
Lodge 47, Seaton Barbecue Cook-Off (2)
Find us on Facebook.
www.facebook.com/spjst
SPJST INTEREST RATES... 05/01/2013 - 07/31/2013
SPJST Farm/
Commercial
Property Rates
Farm/commercíal property rates are
subject to change without notice. Call
the SPJST Home Office (800) 727-
7578.
Farm/Commercial
Property Rates
75% Owner
Farm Property
5.00% for 1 to 30 years
Commercial Property
6.00% for 1 to 10 years
6.25% for 11 to 15 years
Universal Life
Universal Life 3
(plans 1203-1222 with a
guaranteed rate of2.50%)
Credited Rate: 2.75%
Whole Life/
Universal Life 3
Annuities
Annuity 5
(plans 8032-8039 with
a 1.50% guaranteed rate)
Credited Rate: 2.50%
Annuity New 5 Year
(plans 1223-1232 with a (Plans 8040-8041 with
guaranteed rate of2.50%) a 1.50% guaranteed rate)
Credited Rate: 3.50% Credited Rate: 2.50%
Readers Write
Lodge 8, Weimar
member conveys
appreciation
Thank you for selecting me as a
scholarship recipient. I pian to use it
to help pay for college expenses such
as books and tuition at University of
Texas at San Antonio. Your generos-
ity is greatly appreciated.
Sincerely,
Clay Kansteiner
— SPJST—
Prague: My Long
Journey Home author
expresses thanks
Dear Melanie,
I am writing to thank you, Frank
Klinkovsky, Kenny Lange, Don
Mears, and Charlene Hurta for host-
ing me - along with my wife Sue and
my friend Bart Childs - when we vis-
ited your wonderful facility in Tem-
ple. I was extremely impressed by all
you do and the way you keep the
Czech heritage alive. As a Czech im-
migrant to the United States, I am very
grateful for all you and your col-
leagues do. Thank you!
Many thanks again to all of you!
Best,
Charlie
Editor ’s Notě: Charles O. Heller is
the author of Prague: My Long Jour-
ney Home (web site: www.charleso-
heller.com). He visited the SPJST
Home Office and Czech Heritage Mu-
seum on May 2. The two organiza-
tions, along with Texas Czech
Genealogical Society hosted a pres-
entation by Charlie along with book
signing and refreshments.
—SPJST—
SPJST Residential Mortgage Loans
Contact SPJST for applications and an information/rate sheet. To comply with State and Federal law (SAFE Act), questions
about the interest charges and Good Faith Estimate are handled by our Residential Mortgage Loan Originator listed below.
RESIDENTIAL PROPERTY RATES RESIDENTIAL/FARM PROPERTY RATES
4.75% For terms of 1 to 30 years 5.00% For terms of 1 to 30 years
Residential Property
Effective Annual Percentage Rate 5.135% for 20-year term
Effective Annual Percentage Rate 5.032% for 30-year term
Residential/Farm Property
Effective Annual Percentage Rate 5.391% for 20-year term
Effective Annual Percentage Rate 5.288% for 30-year term
• Requires 25% down payment
• Purchase rates based upon appropriate credit condition and scores, verified income and assets.
The following referenced scenarios are assuming $100,000 loan and down payment of 25%. The Annual Percentage Rates are
as follows:
• EXAMPLES:
• Residential Property
• Based on a 20-year fixed rate loan. If purchase price is $100,000 with 25% down payment of $25,000, loan amount
would be $75,000. Effective Annual Percentage Rate 5.135%.
• Based on a 30-year fixed rate loan. If purchase price is $100,000 with 25% down payment of $25,000, loan amount
would be $75,000. Effective Annual Percentage Rate 5.032%.
• Residential/Farm Property
• Based on 20-year fixed rate loan. If purchase price is $100,000 with 25% down payment of $25,000, loan amount
would be $75,000. Annual Percentage Rate 5.391%.
• Based on 30-year fixed rate loan. If purchase price is $100,000 with 25% down payment of $25,000, loan amount
would be $75,000. Annual Percentage Rate 5.288%.
• All terms subject to change based upon organization/market changes. Equal Opportunity Lender. All terms subject
to full credit and collateral approval and SPJST underwriting.
• You may call the SPJST at 254-773-1575 to request a loan information/application package.
• HUD recommends visiting this site when applying for a mortgage.
littp://www.hud.gov/offices/hsg/ramli/res/Settlement-Booklet-Januarv-6-RE VISED.pdf
Brandon Sparks NMLS 273376
brandon@europafinancing.com
2212 Baltusrol Dr., Austin, TX 78747
Ph: (512) 796-4569; Fax (512) 857-1030
Pat Patton NMLS 215194
pat@europafinancing.com
2212 Baltusrol Dr., Austin, TX 78747
Ph: (512) 472-1095; Fax (512) 282-8838
í2r
t2í
LENDER LENDER
EUROPA FINANCING, LLC NMLS No. 607611
Residential Mortgage Loan Originator Brandon Sparks NMLS No. 273376
Residential Mortgage Loan Originator Pat Patton NMLS No. 215194
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Zavodny, Melanie. Věstník (Temple, Tex.), Vol. 101, No. 21, Ed. 1 Wednesday, May 29, 2013, newspaper, May 29, 2013; Temple, Texas. (https://texashistory.unt.edu/ark:/67531/metapth631815/m1/3/: accessed July 18, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Slovanska Podporujici Jednota Statu Texas.