Timpson & Tenaha News (Timpson, Tex.), Vol. 34, No. 10, Ed. 1 Thursday, March 6, 2014 Page: 6 of 12
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See www.ttnewsinc.com for breaking news & photos {£tmp$ou Sc tEeualja .HSctoS, line.
Thursday, March 6, 2014 Page A7
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Many Unaware Significant Affordable
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March 31 Deadline to Enroll for Health Coverage May Be Last
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(AUSTIN, TEXAS -
March 4, 2014) While
most of the attention in
recent months on the Af-
fordable Care Act (ACA)
has focused on its bumpy
rollout and the deadline to
gain coverage by January
1, 2014, the approaching
open enrollment deadline
of March 31, 2014, may
be far more significant than
most realize.
According to the law,
anyone who has not pur-
chased ACA-compliant
coverage by March 31,
2014, will be unable to
do so for the remainder
of the year unless they
experience a “qualifying
event” such as a marriage,
divorce, birth or adoption
of a child, or loss of a job.
Those not qualifying for
special enrollment after
March 31, 2014, will have
to wait until open enroll-
ment for 2015 opens on
November 15,2014, in or-
der to purchase coverage.
Unless you’re exempt
from the requirement to
obtain coverage, you could
face a penalty of $95 or up
to 1 percent of your house-
hold income, whichever is
higher, if you do not obtain
ACA-compliant cover-
age for 2014 by March
31. While many may be
inclined to pay the first-
year penalty rather than
incurring the cost of pur-
chasing coverage, the lack
of health insurance could
TEXAS A&M
UNIVERSITY
Feet, fork, and fingers: clue
to health, longevity, national
medical expert says
COLLEGE STATION
— If a new medication
came on the market to help
one lose weight, increase
exercise, stop smoking
and prevent heart disease,
cancer, stroke, respiratory
illness and diabetes, people
would hock to physicians
for a prescription and buy
stock in the company, one
expert believes.
But that’s not likely, ac-
cording to Dr. David Katz,
a physician and director
of the Yale Prevention Re-
search Center, who spoke
at Texas A&M University
today.
Yet, the knowledge al-
ready exists to prevent
those ailments and few
are taking advantage, Katz
told about 200 people at
the “Produce for Health”
seminar conducted by Tex-
as A&M’s Vegetable and
Fruit Improvement Center.
“It’s about lifestyle
factors and a plant-based
diet,” Katz said. “We’ve
seen it in repetitive scien-
tific studies.”
The Vegetable and Fruit
Improvement Center host-
ed Katz as part of the 20th
anniversary of its collabo-
rations among plant pro-
duction scientists, medi-
cal researchers, farmers
and food industry experts.
The center was created in
1993 as researchers world-
wide began to realize the
connection between food
consumption, food produc-
tion and human health, ac-
cording to Dr. Bhiinn Patil,
director.
“We’ve known for
a long time the top five
causes of premature death
in humans — heart disease,
cancer, stroke, respiratory
ailments and diabetes,”
Katz said. “What changed
in 1993 was a scientific
study that encouraged re-
searchers to realize that
these are effects not causes.
That’s when we began to
look for the causes and
found that virtually all
premature deaths are at-
tributable to diet, exercise
and tobacco.”
He calls them the feet,
fork and fingers: failure to
exercise, improper eating
and smoking.
“In a study that com-
pared people who eat
poorly, have out-of-con-
trol weight and smoke to
people who eat well, have
their weight in control and
do not smoke, we learned
that reversing any one of
those would increase one’s
lifespan by 50 percent.
Reversing all three would
increase lifespan by 80
percent,” Katz said.
The U.S. fight over
health care, he added, was
about money not health.
“The whole thing (man-
datory health care) is moot
if we don’t solve this prob-
lem with obesity and the
projection about what it
will do to our future,” Katz
said, pointing out that obe-
sity in U.S. children may
be linked to the recent 35
percent increase in strokes
for children 5-14 years old.
A lifestyle change to
prove devastating should
they experience a health
care event or illness after
the deadline. Surveys sug-
gest that a large number
of consumers are unaware
that they will not have ac-
cess to coverage for the
remainder of the year after
March 31, 2014. A recent
Enroll America survey
found that over 80 percent
of Americans did not know
of the March 31 deadline to
enroll in policy purchased
from a Health Insurance
Exchange Marketplace.
Mark Bellman, presi-
dent of the Texas Associa-
tion of Health Underwrit-
ers, cautions consumers
about taking that risk.
“While a quick analysis of
the low first-year penalty
versus paying for the cost
of coverage might seem
like a no-brainer, a more
important consideration
might be, ‘Can I handle
the cost of a broken limb or
serious illness should that
occur?”’ he said.
Bellman added, “When
these considerations are
weighed, most consumers
realize very quickly the
risk is greater than they are
willing to take.”
According to AFL AC’s
Real Cost Calculator, with-
out health insurance the av-
erage cost to treat a broken
leg is over $10,000. The
average cost of treating
breast cancer, the second
leading cause of cancer
death among women, is
$128,556. For a severe
heart attack, the average
real cost is about $1 mil-
lion. The Healthcare Blue-
book reports the average
cost for appendicitis with-
out insurance is $10,091.
In the past, Texans
unable to obtain health
coverage were able to
do so through the Texas
Health Insurance Risk
Pool (THIRP). THIRPhas
served as a safety net for
approximately 20,000 Tex-
ans, but will be closing its
doors on March 31, 2014,
leaving no other alterna-
tives aside from private
options offered inside and
outside the state’s Health
Insurance Exchange Mar-
ketplace.
A key and popular com-
ponent of the Affordable
Care Act allows for access
to coverage regardless of
any pre-existing health
condition an individual
may already have. To en-
sure that consumers did
not wait until they were
ill to purchase coverage,
open enrollment periods
were included to promote
responsible health insur-
ance coverage and to allow
insurers to spread the risks
and costs of providing cov-
erage among a broad pool
of healthy as well as sick
individuals.
The concept of spread-
ing the risk among a broad
pool of both sick and
healthy individuals is the
underlying premise that
makes insurance coverage
possible and is a major
part of the Affordable Care
Act. Without enrollment
timeframes, it is believed
that the vast majority of
consumers would wait un-
til they were about to incur
medical costs before they
purchased coverage. The
result would be exorbitant
premium rates that would
be required to fund the
costs of mostly sick indi-
viduals who would com-
prise an insurance pool.
“There are a lot of mov-
ing parts to the new law,
and those purchasing cov-
erage will be well-served
to ensure they have the full
picture of their options and
the consequences of their
decisions. Their choices
could determine their abili-
ty to afford the care needed
to remain healthy, manage
an unexpected injury or
deal with a life-altering
illness,” stated Bellman.
Bellman added, “In ad-
dition to being unaware of
the approaching deadline,
many consumers are over-
whelmed with the choices
and decisions they are
facing. Professional ben-
efit advisers are nearby
to assist individuals and
families as they examine
their options. Accessing
the services of a profes-
sional benefit adviser does
not add to the cost of cov-
erage, so it’s essentially a
free service that provides
professional advice, guid-
ance and peace of mind.”
Consumers interested
in locating a professional
benefit adviser in their
community who can assist
with questions about the
Affordable Care Act may
do so at www.taliu.org.
eat well, exercise and stop
smoking would cut heart
disease by 80 percent, dia-
betes by 90 percent and
cancer by 60 percent, he
said.
Katz, who also is a med-
ical consultant for ABC
News, believes one reason
the statistics and data from
medical research have not
led to massive change to-
ward healthfulness in the
nation is because they are
“nameless, faceless and
impossible to love.”
“Just think about you or
someone you love having
to deal with heart disease,
cancer or diabetes,” he
said, asking for a show
of hands, which indicated
virtually everyone in the
audience had experienced
one or more. “We know
what the problem is. Yet
only 1.5 percent of the
people in the U.S. are eat-
ing enough fruits and veg-
etables daily.”
Katz acknowledged
that part of the problem
i s confusion caused by the
multitude of diet informa-
tion — much of it conflict-
ing — on the market. A
soon-to-be-released study
by his prevention research
center examined many of
the diets being touted as
the healthiest.
“All of the diets can
be considered,” he said.
“But instead, focus on the
overlap of them all, which
would be to eat food, but
not too much and mostly
plants.”
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C-urtor, Tfi.ir] 75Q3S
CENTER
#»«Mi83Fw
In I byi-wji IvT □ otoer w m
TEX.A5
Press Release
TO: Madia
FROM:. Shelby County Chamiicr of Crrnrreirrn-
□ATE: March 4. 2& 14
Subject: 7* Annual Stietoy Cwsiiy Health are) F-itnecg Fair
PUBLIC INVITED TQ THE 7m ANNUAL
HEALTH AND FITNESS FAIR
THURSDAY, MARCH 27
The H^H.-hf-A-H raimnvtteB1 d1 1I» Shelhy [jaunty Clusrnbgr of Commai™ invites fie
pifchc 1p Ihe Annual HeaHh and Fltrwaa Fair to t« tietd on Thursday,. Marc*i U at 1he
Windham Civic Center rnm 9.DO am. to 1.00 p.m. There -wil ber>ver 30 Menders al
1i*e event
The Heallh ::n:l Filn:::;:-; Far's pjrooso is to educate fi-helby Counly arid the nurixird ip
ere»4twil health a*a mourn? aysimuq trittia era and qtxiut thetr pernmat health
There #l-l he a variety on heann scmenlng* aval latte including gtowse. chcJeFteftf.
bom density, heart awararribe, FVE ecreenin^. vtokmatn ector vision screening.
In add ion a -nocil" mamrriaixzrn unit will bo at Iho fair All nemnog.-c u appnnlmchts
nurr: be mode prior to March 24 by calling Duphne a1 93B-5/9G-774i£ There is a charge
the mgrnrripgearn* end tironnal qssKlflr^i jMAlahta Life Sh?m ^11 he Oh 54?
wrth a Hood mofcte tekrui donefltons. to sjgn up to-donate pleas? oortlact M?g Camp at
936-6&7-1344.
This year the fan wi feature three gi-est speakers- Dr. Mark Faires, Prc-fesscr if
<nr*DCi:jy ad -Stephen F Annin University, wil speak cn fitness, K:::hy UcCbLm will
h»* s jKflsqntaircri on nuir*on and JherHLvih Smith, Apiito Extension Agent w*
spesk on ■Grocery Snoppmg Senato Pest veiue Mr T&urFwd
Fen i no re in/armnlkjci pie-ase cccriict Ihe fritHby CuLnLy Chamtw of CurniKrce at |930)
■SSH-'SBSJ, DToi infoiSshglfcycpjrT^nsmbGr.cirn or vat
v^rw.shetjywuptyctiarnber com.
postcard from Stephen
F. Austin State College
Mother had sent her cous-
in, Adyne Harrison, on Feb.
3,1932, when Mother was
a student there. I guess
Alyne returned it to her at
some point.
Another treasure I
found was kept by Granny;
a copy of a 1909 Tenaha
Messenger. She kept it
for her younger brother
Isham’s obituary (he died
at sixteen.) I was glad to
have the article for my ge-
nealogy records but I really
enjoyed seeing the paper.
Baldwin and Company:
Hardware and Furniture.
W. F. Walker and Son ,
featuring groceries, cloth-
ing and Gents Furnishings.
A.L Plemmons Contractor
and Builder. J.H. Hughes
Spring Goods. A.B. Knight
was running for mayor, Jim
Barber for City Marshal. A
walk in the past. One hun-
dred and five years past. I
may not have gotten a lot
of cleaning done that after-
noon but I did something
better. I learned a little
more about neighbors and
family.
Until next week,
this is Maggie wishing
you sunshine and soft
breezes, jonquils and
hugs.
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Pena, Hilda. Timpson & Tenaha News (Timpson, Tex.), Vol. 34, No. 10, Ed. 1 Thursday, March 6, 2014, newspaper, March 6, 2014; Timpson, Texas. (https://texashistory.unt.edu/ark:/67531/metapth655267/m1/6/: accessed July 17, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Timpson Public Library.