Sweetwater Reporter (Sweetwater, Tex.), Vol. 112, No. 084, Ed. 1 Monday, February 22, 2010 Page: 8 of 10
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Page 8 ■ Monday, February 22, 2010
GLASS1FIEDS
Sweetwater Reporter
170 Miscellaneous
for Sale
FLOWTECH HEADERS
FITS SB Chevy pickup
rectangle port
never used
$50.00
338-2555
FOR SALE
LIGHT OAK Bookshelves
70 x 48
also computer desk
933-4393
OVERSTOCK BUILDINGS
SEVERAL SIZES
to choose from
325-795-9090
Sweetwater Reporter
is having a SALE on
END ROLLS!!!
Great for packing,
painting,drawing,
shipping,storing, and pet
waste padding.
STARTING @ $3.00!!!
Call236-6677
or come by 112 W. 3rd!!!
240 Apartments
for Rent
APACHE BEND at
515 Newman now renting
1 bedroom $342
2 bedroom $416.
CA/CH, refrigerator, range,
carpet, laundry, residential
manager, and an
equal housing opportunity.
Rental Assistance is now
available
325-235-8179
APARTMENT FOR rent in
Roscoe. $600.00 a month ail
bills paid no lease, call Aida
721-1568
APPLE CREEK Apartments.
1 and 2 bedroom apartments.
Washer/dryer connections. Call
325-236-6644.
EL PRESIDENTE APTS.
235-1113
1 or 2 Bedrooms Units
Water & Cable PAID!!!
SENIOR DISCOUNTS
Please ask about our
Duplex's
VILLAGE-COUNTRY CLUB
APTS.
1701 Hailey
Sweetwater, Tx 79556
(325)235-4555
Village:
Two bed, One bath: 445.00
Two bed, two bath : 515.00
{full size washer/dryer
connections)
Country Club:
One bed, One bath :400.00
Two bed, One bath :445.00
Oak street Apts:
We have a one
bed, one bath 400,00
We pay water and cable!
Deposit: 200.00
App Fee: 20.00
250 Houses
for Rent
1304 GRAND AVE
3 bedroom / 2 Bath
1009 View
2 bedroom /1 bath
325-660-2056
260 Houses
for Sale
HOUSE FOR SALE
1002 W. 6th St.
Good Condition
call 817-917-0017
Wildlli
FOR SALE BY OWNER
3 bedroom 2 bath
2 Story Brick Home
2 Car Garage with Cellar
and Separate Apartment
Extra Lot Available
New Central Heat and Air unit
FIREPLACE
325-338-0425
$129,000.00
NICE
3 BEDROOM 2 bath
Country Home
1886 sq. ft. Loraine area
7 acres fenced
$ 82,500.00
No Owner fiance
254-744-0558
VISIT
www.stanjohnson-
realtors.com
www.stanjohnsonrealtors.com
★★★★★
5 STAR
2 BEDROOM 1 BATH
Central Heat / Air
New Carpet and Tile
42,500.00
325-338-0425
3 BEDROOM/2 BATH
COMPLETELY Remodeled
hardwoods new tile
CH/A
835 E 16th
Serious Inquires Only
325-676-0076
610 LAMAR ST. APARTMENTS
All Bills Paid
Call 235-2403
260 Houses
for Sale
236-6321 909 E. 3rd
1008 Woodruff
Remodeled Thru-out. 3
bedroom, 2 bath, w/formal
living, dining, sun room.
$80's
#4 Greenwood
4 bedroom 3 1/2.
_ _ room, updated
kitchen. Shown by appointment only.
REDUCED $270,000
1112 Silas
3 bedroom, 2 bath, 1508 sq. ft. brick
home. CH/CA all electric.
Hardwood floors.
$69,750
1426 Bandera in Roscoe
3Bd, 2Bth, Double Garage,
Recently Remodeled
$72,500
1100 Josephine
Unique 4 Bdr, 2 Ba with double
Carport, Great Room/Kitchen
Combo, well landscapped on large
lot 3073 sq.ft. $130's
1408 Ragland
Affordable 3bdr, 1.5 bath w CH/CA.
Large den. new master supply lines
and roof. $47,900
^ 140^^rn^vale^^_
P aCbifldfngs5t $00?ia°e
LaGena Weaver 235-9747
Amanda Alston 864-8351
David Bennett 235-3236
MORGAN I
REAL ESTATE i
m 217 Oak St.
235-1762 MM
Scott Morgan, C'RS, GRT, Broker
Kay Aiken GRI,CRS-
Linda Carson GRI—
Kenneth Frymire
Toni Gill
-- 766-2333
— 23&2908
—23M3BB
— 7284)139
DanHuck 370-7(64
Debbie May GRI, e-PRO 235S9S7
Visit Our Website
www.morganre.com
S STAR
USDA MORTGAGE LOANS
NO down payments required,
receive up to $8000 tax refund
if you buy before 4/30/2010
100% Financing!
Steven Daniel
325-698-0155
321 For
Lease
BUILDING FOR RENT
NEWLY Remolded
Suitable for Beauty shop up to
four stations Can be used for
other purposes
235-2535 or 235-3854
FOR RENT
R.V STORAGE NEW
Enclosed with cement driveway
pntrpnpp
call 235-3854 or 829-7849
322 Real Estate
ALL REAL t=)
"" ESTATE s=
ADVERTISING
in this newspaper is
subject to the Federal Fair
Housing Act of 1968 which
makes it illegal to advertise
"any Preference, limitation of
discrimination based on race,
color, religion, handicap,
family status, sex, age or
national origin, or any
intention to make any
such preference,
limitation, or discrimination."
This newspaper will not
knowingly accept any
advertising for real estate
which is in violation of the
law. Our readers are
hereby informed that all
dwellings advertised in this
newspaper are available on
an equal opportunity basis.
Powerful advice for mothers: Help girls
accept themselves through your example
1908 Country Club 4br 4b $335,000
113 Mesquite 3br 2b 2.5ac
14 Club Terrace 3br 2b FP $166,000
704 Thomas 3br 2b bia rms
130 Idlewild Cr 4br 2.5b $142,500
117 Mesquite Ct 4br 2b FP^fllSI
1101 Crane 4hr 2b Tudor IT?!
1405 Bandera Roscoe 4br $135,600
800 7th Roscoe. 3br. 3 gar.$125,000
101 SkellvLn 3hr2lots $123,900
1114 Josephine 4br 3b FP $123,700
1701 Bristol 3br Like New KM HI
1510 Santa Fe 3br 2.5b 2Lft$119,500
1409 Bandera Roscoe 4br $118,500
802 Crescent 3br 3LA pool $115,000
1618 E 13th 3br 2b big shop$114,900
1409 E 14th 4br 1.75b FP $111,900
711 Silas 3br 2 story brick jgjjjjj
1617 San Carlos 3br ch/ac $99,900
1415 Skinny 3br?l A ch/ac $99,500
701 Silas 4br ?b. 2CP+ sin $97,500
382 FM 2744 2br A frame 8ac $94,000
No force exerts more
power on how girls per-
ceive their bodies and
their relationship with
food than the examples
set by their own mothers,
research and countless
examples show.
Some of you are mothers;
all of you had one. What
did you learn about food,
eating and weight from
your own mother and
what is your daughter
learning from you? How
and why do you eat the
way you do and how can
you prevent your daugh-
ter from repeating your
mistakes?
Eating disorder treat-
ment specialist Carolyn
Costin, clinical director
and founder of the Monte
Nido Treatment Center,
says that modern culture
may send some women
and girls the message to
feed and nurture others,
but not themselves.
"Because of the undue
emphasis placed on
appearance, females come
to view their bodies as
instruments to be used in
the pursuit of approval
from others and as
sources of personal
pride," Costin says. "This
can, however, lead to
them experiencing their
bodies as a source of dis-
approval, failure and psy-
chological pain."
Food may become a
medium through which
females communicate
many feelings. Women
use food to demonstrate
love and caring, to get
approval, as a way of
being creative, as a way of
distracting from other
issues, as a source of com-
fort, as a means of apolo-
gy, and there are many
more. In her book, "Your
Dieting Daughter," Costin
challenges women to ask
themselves, "What has
food come to represent in
your life and in your mes-
sages to your own chil-
dren?"
Costin offers some advice
for helping mothers
become healthy examples
of self-acceptance to their
daughters, and for dealing
with eating disorder
issues.
Messages that backfire
Mothers send messages
every day that their
daughters pick up on -
/
from lessons of kindness
to others, to the tendency
to judge one's self-worth
based on physical appear-
ance. Be aware of mes-
sages that can backfire,
even when you have the
best intentions:
* Compliments - You
may do or say things that
send the wrong message
to your daughter. The
focus on appearance, even
when giving a compli-
ment, can backfire in
many ways. For example,
to compliment someone
on her weight loss may be
construed to mean that
she was not attractive
before. Excessive praise
for appearance can rein-
force the notion that
external qualities are
more important than
internal ones, regardless
of the cost it takes to
maintain it.
* Food as reward and
punishment - No matter
how many experts have
warned against it, parents
- especially mothers -
often use food as a reward
and punishment. Children
learn that certain foods
belong in special cate-
gories, like "good" and
"bad." This kind of think-
ing sets the stage for
someone to restrict, sneak
eat, rebel by eating, com-
fort themselves with, or
overly indulge in, the for-
bidden "bad foods."
Costin teaches her eating
disorder clients at Monte
Nido something that is
important for everyone to
understand: "There are no
bad foods; there are only
bad eating habits."
* Food as love - People
learn a variety of ways to
associate food with being
nurtured, cared for and
loved. Food, early on in
the mother-daughter rela-
tionship, is connected to
love - getting one means
having the other. A girl
may use food as love if she
feels, consciously or
unconsciously, that she is
not getting love some-
where else. Where empti-
ness exists in any way,
food can mask it and be a
substitute filler, at least
temporarily.
* Swallowing
feelings/stuffing anger -
People stuff down or swal-
low their feelings with
food. People who use food
in this way describe it as
having a numbing effect
on them, Costin
says.Starving is also a way
of avoiding feelings or
demonstrating in some
way that, "I don't have any
feelings or needs." To heal
people from using food in
this way clinics like Monte
Nido teach their clients
that all feelings are
acceptable; it is their
behaviors they need to
learn to monitor and con-
trol.
Mothers who want to set
a good example for their
daughters, should consid-
er this, Costin says: "Is
what you are doing to
yourself what you would
also do to your own
daughter? If you don't
want her to skip meals in
order to fit in a dress, or
binge because she's hav-
ing a bad day, then you
shouldn't do it either." To
learn more about eating
disorders and treatment,
visit
www.MonteNido.com.
Feb. 21 through 27 is
National Eating Disorder
Week. Watch for events in
your community to
observe these important
dates.
Eight IRA mistakes to avoid at tax time
Saving more for retirement is always a good idea, espe-
cially now. In 2009, the Employee Benefit Research
Institute estimated that Individual Retirement
Accounts (IRAs), a cornerstone of retirement savings,
sank to a median value of less than $29,000 post-finan-
cial meltdown. That leaves many Americans working
even harder to recoup their losses and stay on track to
make retirement a reality.
The good news is that many people can increase their
saving potential simply by learning more about IRA dos
and don'ts. Saving as much as possible, handling
rollovers correctly and avoiding costly penalties are the
keys to success.
"There's no question that saving through an IRA is a
strategic move, but it's not quite as simple as 'set it and
forget it,"' says J.J. Montanaro, a Certified Financial
Planner with USAA. "Staying aware of what to do and
what not to do can really pay off, especially now, when
you have the opportunity to invest and potentially save
on your tax bill."
Montanaro outlines eight of the most common mis-
takes IRA investors make when it comes to making the
most of this retirement-saving tool:
* Thinking you've missed the deadline: Though 2009 is
over, it's not too late to make your IRA contribution
count toward this year's tax bill. This year, you have
until April 15 to make "2009" IRA contributions and
claim eligible deductions on your tax return.
* Not contributing enough: Contributions to a
Traditional IRA are tax deductible, within limits, so you
can help secure your future and cut this year's tax bill at
the same time. If you're younger than 50 years old, you
can contribute up to $5,000 annually. Maxing it out
makes for maximum tax savings.
* Not playing catch-up: Age does have its rewards. If
you're 50 or older, you may be eligible to contribute an
extra $1,000 (up to $6,000 per year) to an IRA account.
This "catch-up" contribution offers a chance to kick
your savings into overdrive.
* Assuming you can't contribute: If you're a stay-at-
home spouse, you can still open an IRA as long as con-
tributions from both spouses don't exceed your com-
bined taxable compensation. A "spousal IRA" is espe-
cially handy when the working spouse is already cov-
ered by an employer retirement plan and can't deduct
IRA contributions. What you can deduct will depend on
your Modified Adjusted Gross Income (MAGI), but
every bit counts.
* Rolling the wrong way: If you've recently switched
jobs or lost your job, you can roll the funds from your
old employer's retirement plan into an IRA. Just be
sure the transfer is made directly from one custodian to
the next - a direct rollover. If the payout goes to you
first, it will be subject to a mandatory 20 percent with-
holding tax. Then, you'll have only 60 days to move the
funds you received, plus the 20 percent that was with-
held, to a new account or you'll have to pay income
taxes on the distribution, plus an early withdrawal
penalty if you're not at least age 59 1/2.
* Not considering a Roth: You might be able to save
more on taxes in the long run by contributing to a Roth
IRA instead of a Traditional IRA depending upon your
tax situation. Roth IRA contributions aren't tax
deductible, but the Roth can provide tax-free with-
drawals come retirement time. And starting this year,
the income restrictions to convert a Traditional IRA to
a Roth IRA have been eliminated, opening the door to
millions more investors. Ask a trusted financial adviser
if opening or converting to a Roth IRA would be the
right move for you. It's important to keep in mind that
conversions from a Traditional IRA to a Roth IRA are
subject to ordinary income taxes, so it's recommended
that you consult with a tax advisor regarding your par-
ticular situation.
* Withdrawing too early: Your IRA is designed to
remain untouched until you reach age 59 1/2. If you
make a withdrawal from your Traditional IRA before
then, you'll have to pay taxes on the income and invest-
ment earnings, and fork over a 10 percent penalty, with
some exceptions. While a Roth IRA allows you to with-
draw your contributions, not including earnings, at any
time without taxes or penalties, you'll thank yourself
later for not raiding the piggy bank.
* Procrastinating: More than any technicality, it's plain
old procrastination that hurts investors the most.
Whether its uncertainty in the markets, cash flow con-
cerns or the rising costs of college, there will always be
excuses to put off this year's IRA contribution. But
time-honored investing principles show that consistent
contributions - through good times and bad - provide
the clearest path to long-term investing success. So
make the commitment and take action to help secure
your financial future now.
For complete IRA details, visit www.irs.gov and search
for Publication 590. When in doubt, you can contact
professional financial advisors at USAA through
www.usaa.com or at (800) 531-USAA (8722) to help
you determine how investing in an IRA can help you
meet your financial goals.
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Sweetwater Reporter (Sweetwater, Tex.), Vol. 112, No. 084, Ed. 1 Monday, February 22, 2010, newspaper, February 22, 2010; Sweetwater, Texas. (https://texashistory.unt.edu/ark:/67531/metapth229098/m1/8/: accessed April 26, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Sweetwater/Nolan County City-County Library.