Henderson Daily News (Henderson, Tex.), Vol. 88, No. 189, Ed. 1 Sunday, October 29, 2017 Page: 4 of 16
This newspaper is part of the collection entitled: Rusk County Area Newspapers and was provided to The Portal to Texas History by the Rusk County Library.
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Lab/Retriever
a
r
TH
snowball?
Matt
V
— Dave
i
Welcome Thomas TamiCy
Welcomes
New Pastor
Please join us for our
GRAND OPENING
„„„
BTH Bank
Tdtutpie ffyfraacdia
TBotl/cuih das ddrrived
Missionary
Baptist
Church
Longview
Drive
Dear McKenzie,
You should always establish
a separate checking account
when you open a business.
All your business income, and
nothing else, should go directly
into that account. Nothing else
goes in or out of that account
except for business expenses.
What you have left, by defini-
tion, is profit.
When you take that home,
set aside 25 percent for your
federal, quarterly estimates. In
most cases — especially with a
small, start-up business — that
will put you pretty close to what
you’ll need. If you make more
than $60,000 to $70,000 in
profits, however, you may want
to kick that percentage up a
little bit. It’s always better to
save too much than too little.
Best of luck, McKenzie!
— Dave
three to six months of expens-
es. Baby Step 4 is investing
15 percent of your household
income in Roth IRAs and other
pre-tax retirement plans, and
Baby Step 5 means setting aside
college money for the kids.
Baby Step 6 is where you pay
off your home, including any
rental properties that weren’t
already paid for in cash, and
Baby Step 7 is when you relax,
build wealth, and give.
If it were me, I would pay off
my primary home before taking
care of the rental properties.
That’s simply a risk manage-
ment perspective.
However, if you owe just
$20,000 on your rental prop-
erty but still have a $3 million
mortgage on your residence,
you might go ahead and quickly
knock out the rental property
first.
Hope this helps!
CLASS OF 1987 reunion Nov. 10-11.
Reunion starts 2:45 p.m. Friday at the
HHS pep rally, followed with a meet and
greet 3:30-6:30 p.m. at Henderson Civic
Center. At 7:30 p.m. Friday classmates
will attend Henderson Lions football
game. Saturday, the class will attend
the Syrup Festival. Saturday night will
feature a cocktail hour from 6-8 p.m.,
then banquet from 8:15-11:30 p.m.
RUSK COUNTY Firefighter’s Association
raffle. Four chances to win with each
ticket. Deer rifle, Yeti, shotgun and a
tablet are the items. Get your tickets at
Henderson Central Station or any volun-
teer fireman. Drawing for raffle Nov. 12.
BOOK TALK noon Nov. 7 at McMil-
lan Memorial Library, 401 S. Com-
merce, Overton. Guest speaker, Jeannie
Faulkner Barber, local author. For infor-
mation, 903-834-6318.
WASHINGTON - The
Trump administration scram-
bled Friday to distance itself
from the decision to award a
$300 million contract to help
restore Puerto Rico’s power
grid to a tiny Montana com-
pany from Interior Secretary
Ryan Zinke’s hometown.
The White House said feder-
included
the debt
Courtesy photo
No. 0108 is a pretty Lab/Retriever blend boy about 4
months old. He is very friendly and loves everyone. If
you’d like to help but can’t adopt, please call the Hender-
son Animal Shelter staff at 903-657-7651 and ask about
the sponsorship program which will give a deserving
pet longer to be seen and find a home. The shelter needs
kitty litter, lemon Pine Sol, bleach and Febreze. More
available pets can be seen on Facebook by searching for
Henderson TX Animal Shelter.
CITY OF HENDERSON annual Christ-
mas parade 6 p.m. Nov. 30. For more
information or an entry form, contact
Laura Wilkerson at 903-392-8232 or
Judy Lewis at 903-657-6551.
UNITED DAUGHTERS OF THE CONFED-
ERACY, Centennial 2321 Chapter, will
meet Nov. 16. If interested in visiting or
becoming a member, please call 903-
561-0851.
DAVE
RAMSEY
CEO of Ramsey
Solutions
Briefs ——
Continued from Page 1A
HHS CLASS OF 1957 meeting, 11:30
a.m. Nov. 6 at Denny’s Restaurant.
4
Member
FDIC
Wednesday, Nov 8,9 AM - 4 PM
ddibban CfiMuuy &Jirwncd@ 9 cm
HOUSTON - The Houston
area should have a new reservoir,
fix aging reservoirs and complete
long-sought bayou and creek
flood control projects as part of
15 recommendations from the
top elected official in the county
that includes Houston to prevent
future flooding like Hurricane
Harvey.
Harris County Judge Ed
Emmett said all levels of local
state, federal and government
need to begin moving on regional
solutions before the “sense of
urgency created by Harvey” fades.
“We really need to take owner-
ship of flood control,” he said.
Emmett’s proposals
announced Wednesday include
adding a third reservoir to the
northwestern part of the county,
making improvements to the
sonal assurance that he had
nothing to do with what she
described as “a state and local
decision made by the Puerto
Rican authorities and not the
federal government.”
The interior secretary also
issued a fiery denial on Twitter,
saying “Only in elitist Wash-
ington, D.C., would being from
a small town be considered a
crime.”
year flood plain, and installing
automatic barriers at flood-prone
underpasses to prevent drown-
ings.
Jim Blackbum, an environ-
mental lawyer and co-director
of Rice University’s center for
Severe Storm Prediction, Educa-
tion and Evacuation from Disas-
ters, said Emmett’s proposals are
excellent but lack money.
“The question is how is he
going to do it?” Blackbum said.
Emmett said he would lobby
state and federal officials. He and
several Harris County commis-
sioners also have said they’d sup-
port a bond issue that could raise
more than $1 billion for flood
control projects. Craig Doyal,
the county judge in Montgom-
ery County, immediately north of
Houston, said Emmett’s idea of a
regional response and control is
worth visiting.
Dear Matt,
No, it shouldn’t. Baby Step 2
of my plan is where you use the
debt snowball to pay off all debt
— from smallest to largest —
except for your home. This, of
course, comes after Baby Step
1, in which you save up $1,000
for a beginner emergency fund.
I would include rental proper-
ties in the “home” category,
and I urge people to get serious
about paying off their homes a
little further down the road in
Baby Step 6.
To fill in the gaps, Baby Step
3 is going back and fully fund-
ing your emergency fund with
WWW.BTHBANK.COM I 903-657-3500
1580 US HWY 79 SOUTH I HENDERSON, TX 75654
a
prop-
that
owe
D e
Dave,
I have
rental
erty
I still
some money
on, and I’ve
just begun
Baby Step 2
of your plan.
Should rental
property debt
be
in
an identification on them at all
times, it is especially important
on Halloween night. Human
and vehicular traffic may fright-
en animals and cause them to
run from the safety of your
home. If you are going to take
your pet trick-or-treating with
you, walk them on a leash and
provide them with a reflective
collar or tape so they are more
visible at night. Darling also
recommended a form of identi-
fication that could not come off,
such as a microchip.
Halloween is a fun night
for people of all ages, but it
is important to keep in mind
your pet’s safety when plan-
ning parties and participating
in other Halloween traditions.
Nobody wants to spend Hallow-
een night searching for a lost
pet or sitting in the emergency
room of a veterinary hospital,
so be sure to put your pet’s
safety first.
Pet Talk is a service of the
College of Veterinary Medicine
& Biomedical Sciences, Texas
A&M University. Stories can be
viewed on the web at vetmed.
tamii.edu/pet-talk. Sugges-
tions for future topics may be
directed to editor@cvm.tamu.
edit
We at Longview Drive Missionary Baptist Church are proud
to announce Bro. Jeremiah Thomas as our new pastor.
Bro. Thomas surrendered to preach in April of 2017. Prior to
surrendering, Bro. Thomas served as part of the staff of Veal
Switch Missionary Baptist Church, in Hughes Springs, Texas.
This is the hometown of Bro. Jeremiah and his wife Robin.
Bro. Thomas and Robin, his wife to be, joined Veal Switch
Missionary Baptist Church in 2008 and married in December
of 2010. He served in various areas of the church, primarily as
the youth minister. He was later ordained as a Deacon of the
church in 2014.
In 2014 they were blessed with their beautiful daughter
Kendyl Thomas. After surrendering to preach, he and his wife
prayerfully decided to move to Henderson where Bro. Thomas
could attend Texas Baptist Institute and Seminary. He is cur-
rently studying and pursuing a bachelor of theology through
the seminary.
(ptease come 6y and visit us and meet our
new pastor and liis family!
Longview Drive Missionary Baptist Church
1909 Longview Drive, Henderson, Tx
903-573-3906
existing two reservoirs where
water releases were needed after
they were filled by the record
rains from Harvey and complet-
ing flood control projects on
several creeks and bayous where
levees were overwhelmed by the
August storm.
The Houston Chronicle
reports those projects and others
likely would cost billions of dol-
lars and require federal money
that Congress has yet to agree on
and appropriate. Emmett also is
advocating Texas tap its “rainy
day fund” to accelerate the pro-
cess, an action both state law-
makers and Gov. Greg Abbott
have resisted.
Other recommendations
include an improved flood warn-
ing system and evacuation plans,
updating and revising flood
maps, buying out homes repeat-
edly flooded or within the 100-
Dave Ramsey is CEO of Ramsey
Solutions. He has authored seven
best-selling books, including The Total
Money Makeover. The Dave Ramsey
Show is heard by more than 13 mil-
lion listeners each week on 585 radio
stations and multiple digital plat-
forms. Follow Dave on the web at
daveramsey.com and on Twitter at @
DaveRamsey.
al officials played no role in the
selection of Whitefish Energy
Holdings by the Puerto Rico
Electric Power Authority.
The administration dis-
avowed the contract amid a
growing number of investiga-
tions and a bipartisan chorus of
criticism from Capitol Hill.
Trump spokeswoman Sarah
Huckabee Sanders said Zinke
had given the president his per-
k li
Children and adults may
love the spooky traditions of
Halloween, but our pets are
less likely to appreciate the cos-
tumes, masks, and parties asso-
ciated with Halloween night.
Kit Darling, infection control
coordinator at the Texas A&M
College of Veterinary Medicine
& Biomedical Sciences, recom-
mended a few tips to keep your
pet safe this Halloween.
“Keep candy secure from
pets,” Darling said. “Many
candies are toxic to pets, such
as chocolates. Candies and
gum containing the sugar-free
sweetener xylitol are also toxic.”
Additionally, lollipops and
other candies with plastic wrap-
pers can cause intestinal block-
age if ingested, Darling said.
Be sure to clean up candy trash
and store candy on a high shelf
to prevent pets from reaching it.
Other items to keep away
from your pets include candles,
pumpkins, pumpkin seeds,
corn, lights, and electrical
cords. These objects are a haz-
ard if consumed or chewed on
by your pet. If you suspect your
pet has ingested a dangerous
item, Darling recommended
contacting the Animal Poison
Control Center, at (888) 426-
4435, or your veterinarian.
Pet owners may want to dress
their pet for Halloween night,
Rental properties?
Baby Step 6
Tips to keep your pets safe this Halloween
Pet Talk —
but this may not be the best
idea. Darling said pets shouldn’t
be dressed in costume unless
you know they are comfortable
wearing the outfit. Make sure
the costume does not restrict
your pet’s movement, hearing,
sight, or breathing. Addition-
ally, costumes with lights or
batteries are a safety hazard
and should be avoided.
Keeping pets in a secure
location will ensure they are
protected from pranksters who
may steal, tease, and injure
them. Black cats should be kept
inside for several days before
and after Halloween because
they are at risk for being the tar-
get of a Halloween prank. Trick-
or-treaters or party guests also
may startle your pets, which is
another good reason to reserve
a safe and secure place for your
pets to stay on Halloween night.
“Continuous doorbell ring-
ing and people at the door in
costume may stress your pet,”
Darling said. “Put your pet in a
secure location, such as a crate
or room away from the front
door. This will help minimize
stress and will keep your pets
from running out the front
door.”
Although pets should have
Trump administration disavows Puerto Rico power contract
ASSOCIATED PRESS
Editor’s note: “News Briefs” items are
restricted to non-profit and civic organi-
zations that serve Henderson and Rusk
County. These event notices should be
no more than 30 words and emailed to
<joyslaymaker@hendersondailynews.
com> with the contact person’s tele-
phone number included.
Houston area official calls for major flood control plan
ASSOCIATED PRESS
PAGE4A — HENDERSON DAILY NEWS — Sunday, October 29,2017
DAVE SAYS
How do I budget for paying taxes quarterly
Dear Dave,
I recently started my own
business, and I know I’m sup-
posed to pay taxes quarterly.
How do I budget for those, and
how much do I save?
McKenzie
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Moore, Dan. Henderson Daily News (Henderson, Tex.), Vol. 88, No. 189, Ed. 1 Sunday, October 29, 2017, newspaper, October 29, 2017; Henderson, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1236716/m1/4/?q=Lamar+University: accessed July 18, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Rusk County Library.