Sanger News (Sanger, Tex.), Vol. 4, No. 21, Ed. 1 Thursday, February 4, 2016 Page: 3 of 10
This newspaper is part of the collection entitled: Sanger Area Newspapers Collection and was provided to The Portal to Texas History by the Sanger Public Library.
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Thursday, February 4,2016 ♦♦♦ Sanger News ♦♦♦ www.lemonspublications.com
♦> email: sanger@lemonspublications.com
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THREE GENERATIONS OF KNOWLEDGE,
PRIDE AND DEDICATION
you might be forced to cash
out your 401(k) or other re-
DENTON SAND $
GRAVEL, INC.
between two broad catego-
ries of insurance: term and
permanent. Term insurance,
as the name suggests, is de-
your needs.
• Loss of life - Death
may be an uncomfortable
topic to discuss. However,
were
"Fast
Dependable
Service"
your options, thanks to sites online that bring together all
the information you need in one place.
section.
To find a plan, simply select the phone you want (or
you can leave it blank), the amount of minutes, messages
and data you want, and the number of lines you need. Then
click the “Show my plans” button to get dozens of results
deals and more.
Not sure what phone to get? MyRatePlan has a cell
comparison feature. Simply select the brands and carriers
you like and you can see what phones are available to you.
Most carriers are going to have the same high-end phones
like the iPhone 6s or Samsung Galaxy 6S, but if you’re after
less-expensive phones, it varies wildly by carrier. Check out
our smartphone comparison charts to get a better idea of
MyRatePlan also has other tools like coverage maps, a
termination fee calculator and buying advice. You can also
get more information on the most popular phones at the
moment or see the latest deals on specific phones.
can give specifics on it to make sure whistleOut only shows
networks that work with it.
Once you have your phone and line information in, you
can select what network you want to use or have it show all
the carriers. You can also select which carrier you’re cur-
Krum, Texas
Serving North Texas
amaid4ucs.sandra@gmail.com
2 Busy and. Can’t Find. The Time?
Keep Us on Your Mind.!
Financial
Focus
SPRING SPECIAL:
$75.00 MAINTENANCE
& SAFETY CHECK
Kim Komando Q&A
Simple ways to save big money on a
- so you need to take “finan-
cial disaster preparedness”
measures soon.
Allen Chick is a Financial
Advisor with Edward Jones in
Sanger. He can be reached at
940-458-7866.
Since
1980
Pal Sharnwn
VP of Butinmi Dcwtapmtf'it
Sandra Swift
(940) 783-8152
milk
618 N. 10th St.
Sanger, TX 76266
Join Us Today!
SEE PDF ISSUE
www.lemonspublications.com
Conveniently located on 1-35 at Spring Creek Road
5455 S. 1-35 • Gainesville, Texas
940.736.3137
fm
Federally Insured by NCUA
A Maid 4 U Cleaning S ervice
Specializing in:
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Are You Prepared
For Financial
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LOCAL 9^0-566-^66^
TOLL FREE 1-800-3E1-33EE
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ones
- but it could also be finan-
cially catastrophic. Would MyRatePlan:
One good site that’s been around for nearly two decades
is MyRatePlan. It helps you find the best of everything from
Speaking of fees, make sure you know the fees your cellular
carrier might put on your bill that it hopes you don’t notice.
Otherwise, you won’t save nearly as much money as you’d
hope.
When you’ve got your information entered, hit the
“Search Cell Plans” button to see the results from practi-
cally every carrier in the country. You can sort or filter the
list further. You can look only for no-contract options, deals
provide extra protection for families, what kind of phone financing you need, if the
site can swap in similar phones to find you a better deal and
more. If you go into the advance filter options, you can also
set your target phone or plan prices and other options.
To make things easier, whistleOut also has preset search-
es such as iPhone 6s Plans, No Contract Plans, or instruc-
tions on how to find the best Family Plan using the search
system. It also includes guides to help you make more ad-
“Be prepared” is the
Scout motto, and it’s also
pretty good advice for any- if You
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WhistleOut:
If you want an even more powerful comparison tool,
whistleOut boasts the ability to search 239,000 plan com-
is appropriate for your binations. Like MyRatePlan, it starts with selecting what
you’re after, but whistleOut gives you even more options.
Select the number of lines you want, and then for each
one you select the phone you want and your ideal usage.
When you’re selecting a phone, you can select “new phone”
and choose from more than 160 options, or stick with one
FW
Edward Jones
State Certified Grade A
Farm
Fresh
Milk
from Pasture Grazed and Hormone-Free Gows"
MCCHANICnL
HEATING AIR CONDITIONING
•Sales, Service, and Repair
•Free Service Call with Repair
•Specializing in High Efficiency Heating____________________________
and Cooling with SAVINGS of up to 50 percent on Utility Bills
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DATCU
Credit Union
options to determine which
one
needs.
• Loss of property - If
ployee benefit, but it might You own a home, you al-
ready have homeowners in-
surance, but it doesn’t hurt
to periodically check your you already have. If you say you already have a phone, you
policy to make sure it’s kept
up with any improvements
or additions you’ve made to
your house or other proper-
ty. If you’re under-covered,
and had to pay out-of-pock- rently using so it can factor in termination fees if needed,
et for some major damage,
you might be forced to dip
into your long-term invest-
ments. And while you’re
making sure your property
is covered, you might also
want to consider adding
“umbrella” coverage, which
can
to you in case someone is in-
jured at your home, or even
at an event at which you
may be in charge, such as a
Scout meeting.
With luck, you can
avoid all the threats to your
financial security and that vanced decisions or explain trickier terms or tactics you can
of your family. But you can’t use to save money. It also features smartphone reviews and
count on always being lucky has a section dedicated to buying tablets. If you are looking
to buy a tablet, you can also check out my comprehensive
tablet buying guide at www.komando.com.
Kim Komando hosts the nation’s largest talk radio show about
consumer electronics, computers and the Internet. For more infor-
mation, go to www.komando.com. Kim also posts breaking tech
news 24/ 7 at News.Komando.com.
• Blended Soils • Compost
• Sand • Etc.
• Flex Base
10531 FM 2450 Sanger TX 76266 / Steve & Paula Shackleford - Owners
not be sufficient. So you
may also want to purchase
an individual plan to cover
as much of your after-tax
income as possible. You’ll smartphone and cellular plan
have the flexibility to ere- Buying a new smartphone or cellular plan is a major
ate a policy that is tailored headache, with smartphones released monthly and carriers
to your needs, budget and continually adjusting their plans to entice
overall financial goals. How- consumers. You could spend a solid week
ever, policies vary widely in visiting every carrier website looking at
plans, working out costs, doing phone
comparisons and hunting for deals. Trust
The New Way to Bank
fe/F Sq.^f BFCPted Toda.^/
Blue
River Trout
Derby -
Feb. 13-14
The Blue River
Trout Derby will
be held Saturday
and Sunday, Feb-
ruary 13-14, 2016
at Tishomingo,
Oklahoma. Entry
fee is $25 for adult
and $20 for youth
15 and under. Lo-
cal, Roy Taylor
and friend show
off their catch-
es at the recent
event. There are
$1,000.00 in tagged
trout and $600.00
worth of cash for
heaviest stringers.
If you are interest-
ed in participating,
call 580-371-9288
or 580-371-2175.
Check Os
Oat on Ik JI
Os>cefeo®Jd -
cost and benefits, so you’ll
want to shop around for
the coverage that best meets me, I’ve done it myself, and even a basic
comparison took hours.
Even worse, if you get it wrong, you
can spend hundreds or thousands of dol-
lars each year you don’t need to. Fortu-
to pass away, it nately, there is another way to scope out
one seeking to guard against would be emotionally dev-
various disasters - including astating to your loved
financial ones.
Here are some events
that can have serious finan- your family still be able to
cial consequences, along PaY the mortgage? Could
with suggestions on prepar- your surviving spouse afford credit cards to Internet service and travel to phone plans. In
ing yourself: to send your kids to college? this case, you want to look under the “Cell Phones & Plans”
• Loss of employment - Without life insurance, your
If you were to lose your job, death could leave your fam-
your family might have to
struggle financially to make
it until
■
k *
*
ily without the ability to
cover financial obligations.
you’re employed The exact amount you re-
again. To protect against this quire depends on a variety from major carriers and even no-contract smaller carriers,
potential threat, try to build °f factors, such as your You can further filter the results by carrier; adjust the in-
an emergency fund con- family’s expenses, size of formation you started with; or sort by price, minutes, data,
taining three to six months’ family, savings needs over
worth of living expenses, time, and so on. Generally
That’s a lot of money, of speaking, you can choose
course, so it will be chal-
lenging to build such a fund
- but try to contribute some-
thing each month to a liquid,
low-risk account. Without signed for a specific number
such an emergency fund, °f years and only provides which phone is right for you.
a death benefit. Permanent
insurance is typically more
tirement plan to pay for your expensive, because, in addi-
living expenses during your tion to the death benefit, it
period of unemployment. offers a savings component.
• Loss of health - If you A financial professional can
were ill or injured, you might help guide you through your
be out of work for weeks or
months. Your employer may
offer you some type of dis-
ability insurance as an em-
1
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Sanger News (Sanger, Tex.), Vol. 4, No. 21, Ed. 1 Thursday, February 4, 2016, newspaper, February 4, 2016; Sanger, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1238734/m1/3/?q=j+w+gardner: accessed June 16, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Sanger Public Library.