San Marcos Free Press. (San Marcos, Tex.), Vol. 13, No. 24, Ed. 1 Thursday, May 22, 1884 Page: 2 of 4
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' ' . I '
Free Press.
ISAAC 2L JULIAN
Editor.
THl'KHJUY. MAV M. Is.
I KXTlUtKO ATTUK l"T omojl AT SAM HAUOO
THAI A UOOVD tllUMI MATT KM.
A.tOlJ.Ci:M aUTIfl.
IIEritEDCKTATJVE. '
Wo sra Authorised (o Auuounca J. I.
linriMUM. ti( Onldwill souutv. m a cmli
H.tifur ivnrrwinUitivo from tlioUM Mm.
trtut iulijuct to tUe Democratic uomiuAtiug
coovontiou.
Wo or uthorUc4 to nnounoo CAPT.
VVAKi. KYU'tSACuudiiUtofor Kopresen
iAtWo. Ulst UUtritt. subjoct to tho Demo-
crstto Convention.
Buutirr.
Wa era anthorlxcd to annonnco WM. T.
JA.CKMAN m a candidate for Sheriff of
Uy County.
Yaluabli tin miuos bavo been di
corcrcd in North Carolina.
Tim financial panioin Now York
nnd-clsowliero is roportodus Laving
Already Bubwdod.
Tbk drill at Houston was a success.
Tho Urht Guards of that city won
tlie chief prize of $5000 which with
tlioir consent watt distributed among
loss ortunato competitors.
Press Convention Personal and
General Notes.
CONCLUDED.
"We metal Dallas Mr. McDaniol
onnorly editor of thoLockhart News
Echo. Ho is now working on tho
Texas Observer a l'roaby teriau paper.
ThoBO clover gentlomcn. tho Jones
Bros printers of co-oporativo Bhccts
Aud doalors in printing material wo
woro ploascd to find doing an increas
ing buflincBB. We wcro uidcbtod to
thorn for favors and courtesies.
At tho office of tho Dallas Mercury
wo found Mr. Wiahart lato editor of
tho Two Larodos. He is now assiat-
ing on tho Mercury which has mado
remarkablo progress during a year
past Mr. HubL tho proprietor in-
-
formed us that its success was main
lv owincr to its having taken a bold
Btand against gambling tho saloons
and in favor of reform cronorally. Be-
nidos tho Mercury is a good family
and general nowspapcr.
In tho courso of our rounds through
tho city wo also met with John B.
Spencer printer and publisher of tho
Agnostic tho woll known infidel or-
gan. Mr. S. publishes it at his rcsi
donco doing tho work noarly all him-
self. Wo wcro told ho is a superior
printer. Ho informed us that ho ro-
'coivod editorial assistance from Mr
Peterson formorly of Paris now of
Fort Worth and others. Mr. S. is a
youngish man of pleasant address
and thoroughly enlisted in his work.
"Many men of many minds."
Wo also met Mr. and Mrs. Edholm
of Nebraska. Tho latter is a ready
writer author among many other
things of tho articlos on lady editors
in tho lato issues of tho American
Journalist of St. Louis. By tho way
on motion of Mr Gilford tho Journ
olist rccoivod tho ondorsomcnt of a
complimentary resolution by tho con-
vention. Spooking of Mr. Gilford reminds
us of a pleasant chat wo had with
that gentleman. As is generally
known ho is ouo of tho editors and
owners of tho San Antonio Light
but for over a yoar past has been en-
gaged in superintending a mining
cntorpriso near Monterey Moxico
whoro ho spends most of his time.
Uo is also interested in tho street
railway in Montcroy. Iu answer to
out question if ho did not find life
rather monotonous there ho said it
would bo only ho was kept too busy
with his various enterprises to realize
it.
In our notico of Hutchins last week
and tho shooting interlude we forgot
to mention another exciting aifuir
which had we bclicvo transpired dur-
ing the samo day. This was an elope--ruunt;
llio-groom captured the tennrof
tho father of his lady love drove to 1
town hitched tho team and with his
affianced left for ports unknown. It
will thus bo apparent that tho rural
hamlets of Texas may bo famed aliko
for "lovo" and '-war" and that hfo in
them is not necessarily of that monot
onous cast which might bo supposed
En route from Dallas to Ilutchius
the Poor Farm of Dallas County was
pointed out to us and we da not
think wc ever saw a finer or one in a
more perfect statu of cultivation. It
is an honor to tho county and should
ha emulated by others. Vo should
liko to see Hays wako np in that dir-
ection. .
Mr. Fleming an inoffensive gentle-
man of Fort Worth formerly of Cald-
well Co. whose actiuaintuncu wo made
List year on tho Press excursion to
xr . ... i .... i . . .-.
.wi . . t
naaicd Cunningham. TLe Lat:.r Lu
Uxn teidc&rc-d to tho l-tuiUnUarrltnj to Vn: xwl tLat the Ute G-n.
v year for the deed '-the average!
cofct" remarks the
rotte of ktcalltg
d.!lsr borfct."
Port Woith Gx
a c-w or a
...
W""V ' w U
..M 1.1 nn hli ton
at the Hall of tho l'rew AaHOciation
a lnrflrA nil IMiinLinrf of "TheStormiiiff
f n.. Ai.mAHivl.ieli Attracted much
favomblo attonUon. and photograph
and hUrooacopica of which wcro in Jc-
i
IMIW4I4.
w ...... ii.a train w turnint? from
IV 4v v vu vuv o
Port Worth. Mm Lamour wifo of
tho architect of tho Austin court
limiHO. ah Hfneoublo and intelligent
U atDnlIua.but
UIUJ. VMVI v "
lio i ouito partial to AuBtin their
former homo.
Numerous Btock trains wero fro-
aucnt on our route. Wo woro told
much of tho Btock now goes to Wich-
ita Falls by tho Fort Worth and Den
vorroad. which is completed to the
Falls.
We woro pleasod to ronew our old
aeuaaintancewithJ. S. Ponn of the
Laredo Times.
Tho city of Dallas has made great
progress sinco our vioit a year ago
including Bomoofher finest build-
ings. Tho spirit of enterprise and
tho means to carry it out which exist
thoro nro Bomething wonderful to us
of tho West Fort Worth exhibits
. .. .
tho amo characteristics and assumes
to bo a rival of Dallas but in our
opinion it will be a long timo bofore
- ...
sho will really reach that position
At the press banquet the mayor
and councilman camoiu at a lato hour
after having closed ono of their meet-
ings. Among tho councilmen was
John Henry Brown a noted pio-
noer citizen but who has been liviner
very retired for some years. Having
a pleasant recolloctionof him through
Bomo correspondence wo had with
him concerning Texas beforo loavincr
Indiana wo were pleased to boo him
and to hear him respond to a call for
a speech. We woro told that he had
Buffered for Borne years from tho ex-
poAHi'vo use of ardent spirits but had
had resolution enough to stop and
wo wcro gratified on tho present oe
. . I
casion to sco mm drinK a toast in
cold water stating that ho found
himself better off without the use of I
anvthincf utronjror. Mr. Brown is I
quito an historical character and
knows as much probably concerning
tho early annals of Texas as any man
livinc. Wo trust ho is omplovincr his
retirement in putting his recolloctions
on record We think it is a service
ho owes tho country. I
A word more as promised in our
ost concerning tho literary and gen-
oral musoum of Judgo Norton. It is
no wondor he is a marked man for
Ih'h (incostrv woro remarkablo. both on
tho paternal and maternal side. Tho J
former wero intimately connectod not
only with tho history of Now England
and Ohio but also of tho South nota-
blv Louisiana about tho timo of its
cession to tho United States. Their
correspondence on that and other
questions with most of tho eminent
public men of thoir day is in tho
Judge's possession. His grandfather
on tho maternal side Anthony Ban-
ning of whom tho Judge is a name-
sake was a distinguished and veter-
an Methodist ministor. The Judge
lias a manuscript volunio of Scrip-
turo texts and commouts written by
him in 1790 which is wonderfully
woll preserved and would scarcely be
thought to bo over a dozen years old.
Ho also has largo portraits in oil of
of Mr. Banning and his wife which
aro very interesting as to their sub-
jeets and also as works of art But
to return. Wo can crivo no adequate
idea from our hasty survey of Judge
Norton's literary treasures. Of courso
ho has complete files of his own pub
lications during his long editorial
carreer and a full lino (as tho mer-
chants say) of leading Ohio and oth-
er papers of tho same era. But far
back of theso his newspaper files ore
full prominent among which aro nu-
merous volumes of the old National
Intelligencer. Ho informed us that
among his still older and rarer speci-
mens wcro copies of tho original edi-
tions of Thomas Painc's "Crisis"
which was road at tho head of Wash
ington's armies to inspirit their patri-
otic zeal during "the times that
tried men's souls." Tho Judgo
seems to have had a passion for
'Telies" equal to that of a devout
Roman Catholic though running in
a different channel. He has samples
of tho Log Cubiu song books of the
"hard cider" campaign of "Tippecanoe
and Tyler too" iu 1310 and badges
and fcer.rfs of thtit campaign and of
tho last run ever mado by Henry
Clay in '4 L end mr.ny similar things
including tho hat which tho Judge
woro when ho first emigrated to Tex-
as some thirty years ago.
We will oiilv add. tLut Jnde Nor-
ton i a l.ntivf of Knox Conntr Ohio.
a pradn it f Kcnyon CoI! ge uf
Ut j of
l.o Li rvTltUn and
ry. (I'T r py of the
form r of which wc are nr.d. Vol
-ga-
k' - g. - L livia tLe CicciziOAlj
d.tr;ot va.s a f-":n cT
1 M k iu':' I. s :..f r-xr av.T7-r fjL:nM
1 -I.- it II." ii ' .. .
A.WATt
TT Jt.
If Uiv.iv.W fMiirarro flrtlbt Of
HASHi.iuiv.i
I . - a.a. i
trr-'"""' "
aiimotok. May 12 1881.
Sinco Uio groat event of tho rant
wotk. tho defeat of tho Horizontal
ToritT LiU in tho Houuo of Iteprewm
tativea Congress has taken action on
I a number of (mentions which were
I ...
not of universal Interest llio
I
.1 at 'TS '
mrgima election case oi v surra
against Paul was taken up and the
former seated iue urn loaning
ltl.000.00Qi to tho New Orleans cx
I ' ...
position was passoU and private anil
pension bills wore disposod of. Tho
Senate passed the 1 rye shipping bill
and a frco imago lor una cny across
the rotomae.
Tho Deinocratio Members of
a m 'il . A A
tho
tho
ways juoans commnioo met at
apartments of lion. Abram 3. Hewitt
on Saturday night and discussed the
revenue situation. Mr. Hewitt expects
to present a now Tariff measure which
ho has not yet formulated but which
will contain Horizontal reductions
similar to tho Morrison buL lue
general opinion of tho revenue re-
formers is however that neither ttus
nor any other tariff reduction bill
i - ... . ...
will pass this Bossion out ic
I thought a measure repealing tobacco
and fruit shirit taxes con bo passed
if the high protectionists can securo
I . at .1 -V-k 1 A
most oi uio uopuoiican voies lor it.
Looking to an early adjournment
I Mr. Bandall is in a great hurry with
tho appropriation bills now that the
Tariff bill'is out of tho way. ThoBO
will follow one another for the next
few weekB to the exclusion of other
quostiona
Simultaneously with tho announce-
mcnt of Qon. Grant's financial failure
Senator Edmunds introduced a bill
to place him on the retired list
accompanied with the request that
the committoo on Military Affairs
take action on it without delay. A
Democratic statesman thought if
Gen. Grant was to bo ro-imbursod for
the failure of his Wall street firm it
1 A A J
wouiu do in goou lorm to put mo
unfortunate depositors on tho pension
roll
On last Saturday both Houses
attended unveiling of the statuo of
Chief Justico John Marshall which.
stands in tho Capitol grounds in
front of tho west entrance to tho
Capitol. Chief Justico Waito presi
ded prayer was offered by Doctor
Armstrong pastor of the Richmond
church which Marshall attended the
Marine band discoursed music com
posed for tho occasion and Mr. Rawlo
of Philadelphia delivered tho dedica
tory oration. Besides many dis-
tinguished spectators who had been
invited were tho Justices of the
Supremo Court in their official robes
and about thirty of tho descendants
and relatives of tho illustrious fifth
Chief Justico whose memory was
boing honored.
Doctors from all parts of the United
Statos visited tho city during the
week to the number of two thous
and and ono of tho notable features
of thoir convention was the presence
of a number of f omalo members of
the association. These would have
passed for the wives of delegates had
it not been that now and then a voice
with an unmistakeablo feminine tone
would bo heard rising above the
deeper voices in a viva voce vote.
Ono of their number told mo that
there wero some four hundred regular
women practitioners in this country
now ; but that they creatod quite a
lively row when they applied for
admission to tho Medical Association
W. Ii. Ham of the Dnllns Hcmld and
prcsidont of the Texas State Press Associ
ation has appointed the following executive
committee giving one member to each con-
gressional district: First district L. W.
Clark of Brazos Pilot Bryan; second dis-
trict A. Prince of tiaxon San Augustine;
third district L. M. Green of Conrier Ty
ler; fourth district N. "W. West of Trans-
script New Boston; fifth district Thos.
Crooks of News Denisou; sixth district A.
O. Scurlock of Chronicle Cleburne; sev-
enth district J. S. l'i'nn of Times Laredo;
eighth district C. J. Pilgrim of Enquirer
Gonzales; ninth district L. F. Foster of
New Era Groesbeck; tenth district J. E.
Cooper of Sun Georgetown; eleventh dis
trict 1L U. rowuseno ot uupper Colora-
do City.
South Carolina Items.
Blackville S. C May 2d 1SS4.
' There is a certain lot in town containing
fthout 300 bee Lives.
Candidates are beginning to tremblo like
tadeuta ou the eve of graduation we believe
worse because they know its impossible for
all to be elected.
An old buly on seeing a little negro boy
dressed in a long shirt (according to custom
here. ) loitering around her house said "OU !
yon buty ! I got you now" the Utile fellow
being wry much frightened replied "I
ain't no gaj."
Corn is doing well and cotton is begin
ning to uaka iu ai'twaranca everywhere
while the firj as are lluiuu2 witli
Abies.
veget-
Jaaqola Siller
Eas ju-4 wTittrtt a new book which is cre-
sting a araaalHiB ia soany u U-n noJ.T Um
t-tlef Miacrie an t Kima." Mr. Millit
n.'irii U.w as tlx tet Un-k be La err
a nl'rm. It M fnH t4 rUaactte inrhit nta l4
htm tally trauUrt l.f xtiuio luany
Cas of piiry for )tr. Mill-T ruik
a'X-X L U- of tv wrrij's p. '. It w
pcbUUrf4 ty Kaak A Wafnaalla Xw York
at tbm low (Tjot of Zj crola is pp tit l-
tag and 1 in dor a t iaxliag. Sra tbnr
targe adwrUmseBt oa asother pag.
A boaom frkn J the cLctt prU-c
tor.
a i kv' : v - ir
Ufa Insurance Investment.
The productive jhiwut of every life is do
suuyeti uy uouiu.
imo vaiua gavo rise lo Ufa tiuur.
the worth of U aud cargoes cruatoU wa
ruie aud that of housui aud goods lira ui
unin0
A iu" U17 owa a doiBU sliiix and ear.
goes or M auuiy stores ami stools of goods
but his power w treat vujua axutU lo oue
life aud this power U always iu danger of
Uetenoratlou from aocideut or duoaao
of total ilaatraution by death.
Ouo tuay eatiuiats his auuual value I
his exiieotancy 0f liviug av that the for
mer is oue or five thuusaud dollars and the
lattur tweuty years aud uia ineumbla value
ia tweuty or oue huudred thousaud dollars.
This he can hum re by a olioy of insurance
ou bis life and thus securo it to his estate
or family if he dies or lo himself if ha Uvea
tweuty yuan la uo otuor way than thruugii
llio lusurauco can those reanlU be obtained
What a wonderful provision is this wlii
euablos a mau to secure to his estate or do.
neuduuU the valuo of his hfo. In spite of
acciduut disease or death and double the
valuo of that hfo to hiuiwlf if he lives and
remains woll for twenty years tho value
earned by himself during that time and the
value earned for and k turned to him by the
lusurouoe company.
liere we have soourily and protection of
life value and a most remunerative return
of the money invested to secure it anipl
provision for one's depondouts if death
oomes aud for one's old age if Ufa holds
out. ihla is the bighost product of the fi.
uanolal brain of mau.
Payments to marine and lira insnranoe
companies aro losses although unavoidable
necessary taxes upon destructible articlos
of value. Alio losHea of such article are
proportionately assumed by each individual
owner turougu the agency of insurance cor
po rations.
t iro and storm destroy value already ere.
ated by man while death only prevents the
future creation of value. Life insurance is
not a loss or a tax but an investment of
money to secure its return with large in.
crease to one's self or heirs.
This highly important investment should
therefore be made only in a company which
has the greatest financial strength and the
highest character for ability and jost deal
ing. Any one of fair earning and savina
capacity con safely and surely protect his
life value with insurance if he dies getting
the return of premiums with interest if be
lives. One not so able to earn and save
can ny a smaiior investment and a very
small investment get security for depend
ents after his death his premiums being
savings for thenii to be paid after his death.
It is true these earnings are beyond one's
own reach but saving for wife and children
and placing them beyond want in the event
of his death is a man's first duty and ia a
labor oi love.
The ordinary plan of life insurance places
protection of life value withiu reach of the
ioorman and investments iu it are usually
highly remunerative as very few live long
onougn w pay in premiums tne amount call.
ed for by tho policy. Frequently the life
value of the husband and father is the only
possession of wife and children. When
death takes the protector who will pay doc-
tor druggist grocer and butcher? The
lodge or benevolent society? The life value
of a man who will leave wife and children
to charity is very small. How can a man
sloop whose lifo is the only barrier between
bis family and beggary?
Lifo insurance is a necessity for the poor
great advantage for the rich. For the
former it meets his chief obligation to so-
iety which expects not only that he mere
ly support his family but that he provide
against tnoir destitution after his death.
For the latter it is the only Bure refuge from
every financial danger his Barest and most
profitable investment.
it is the best method of saving for the
young man inasmuch as it compounds at
interest and returns to him with the same
profit he could get elsewhere every dollar he
invests in it giving him insurance besides.
The young man who invests in life iusur-
noe saves money at interest for advanced
life and places it where he cannot upon
temptation reacn and spend it.
Having the earning capacity to support
wife aud children the possession of a life
insurance policy rouders him eligible for
marriage and ho is not eligible without that
policy. The young man may not for a time
neou to insure his life value if he discards
the idea of secaring the comfort of mother
or sister but he does seed to save and to
save in tho best and surest manner. Saving
is a young man's noblest work; without it
his future will be embittered and his life
perhnps a failure
Life insurance is the best and safest means
of investing money known to men. It is
the most highly approved method of saving
money at interest and this ot the same
time secures to dependents a provision in
money atter one's ueatn.
It is the only absolutely sure financial
security that one oan give to dependents
partners and creditors against the conse
quences of death of becoming uninsur
able through accident or disease and of
failure in business.
Many who by retrenching a little in ex
penses can insure their lives will die and
leave wife and children in poverty and want
thers who are well off do not insure
not understanding the advantages of insur-
ance and feeling that their families will be
provided for in any event. The poor man
thinks he will be better off the rich man
never dreams of falling neither one ever
thiuks his constitution may be impaired by
accident or disease or that he may die aqd
thus both neglect to insure their lives put-
ting if off until fuilure disease or death
pulls the latch-string.
Home imagine that life insurance is unsafe.
Life insurance companies are now required
by law to have money enough to pay their
liabilities and this legal standard of safety
ought to be sufficient to satisfy anyone.
But when a company bos f 10000000 00
more than enough to pay what it owes or
ever nn owe it becomes safe beyond any
doubt whatever. While there have boen
failures among lifo insurance companies and
othors may yet be compelled to discontinue
any intelligent applicant for insurance can
select an absolutely safe company. Because
one man loses his money by purchasing a
piece of land under a defective title it does
not follow that another cannot make a safe
investment in hind.
All wives ouht to see that their and
their childrens insurable interests in the life
of the husband and father are protected by
a policy of insurance. Ia the husband
earning i'M)Q or $1200 per anunin ; let him
insure his life by living economically and
investing say $200 00 to 9300 00 in a fifteen
year policy of insurance. The wifo may
by indui-try aud economy on her part save
that much money and invest it in a policy
on the life of ;hr husband which will save
herself and his children from destitution and
beggary whrn his support ia withdrawn by
death. If the husband should not die their
money will all be r turned with interest.
What' better saving is there ? Let the hos-
bani who is able or tuunsurabl insnre bis
wife's life fur the benefit of the children.
If both are injured at the death of either
one poliry can be cancelled If the aarvivor
wiDut ket-p it op for the benefit of the
chilsren.
The batt&J can bey for tin wife tba
btutber for bis sister tboaoafor his toother
a yearly iacotoe bee-inning at his death
prolans ms to be returned to tha purcham
if Ua beneficiary dw firataad theaa premi-
aoM although ntxrmrij Vow are mloccd
oa half abea art soaje rcturaabla.
WoaWI tba dmta of yoar partacr eaaae oa
financial taorTumr or tnaa ? Tbea why
bni insure Lis bfe if yoa have anrk aa iasur-
abfe iatcreaf ia A t
Many firms iassre each partners f
far tbe cobubob beaafit proaiasua aai
nrworalaiioaa aa pobaee eonsitstuf a part
of lb aaatta.ad protta.
Uawyoaacrod-ior? the why uA isssre
vour hfe to ft otaot hiui 7
IUve you a dublor Wby not insure Jus
lifu Vou certaiuly lave an insurable
Inti-roal w " uou' UUJ'"77
vou bar against loss i a K.lwy ou hi life
favour favor. Whether he hvee long or
not. aud debtors are t to die soou a poucy
onhia life will be the mt lnvetuiut jou
can niake. . .
If you waul life insurance in any form of
. .... .lk tn a.lect a company that
ill give you the greatest security the larg-
est profit aud the most perfect ju-Uce aud
equity. Vou can get all luese w w
able Life Assurance Bocloty of the Uuilod
otaies. This company uas a "'i'"
over liabilities does a larger uuaiiwss m -i...r
iiuiuiw and death lo at a
1.1..K... i.. r Mruiuii on IU investment
lhau any coniany iu the world. Ihese
feature give it jioliey holder the largest
returns upou thoir investment. The tqult-
.1.1. ...v in Liaaua without dlSOOIIUI Uie
day proper paper are received in it office
....- tti nu of death.
UU U..M'. w '
Most policies are liable sixty or omi-iy
!.. .nr Miint uf uroofs of ileain. a uo
M..it miLkaa uo coutost for error or false
hood of tho applicant uuloss it vitiates the
equity of the contract enu is prov-u
tu firut throe vaars. After that time it
bind Itself to contest for no cause whatever
unlosa death be caused by a violation
terms restriction rosideuue 4rvel and
occupation which are excepted by all com-
panies alike. Other companies context
some for auicido some for death arising
from violation of law a from a duel or
assault upon auothor from iuteniperate
habit for false or errornoou statements
aud various other causes.
The Equitablo ha and has hod for years
no contest wuaiever. rue application
form of many insurance companies are so
worded a to furnish excuse for legal contest
with heirs of the assured on grounds of which
he may have been wboaliy ignorut or
innocent
A ease may be cited illustrating tho great
advantage a policy holder in the Equitable
is over one in anyothor company.
In 1878 the fire Insurance companies now
doing business in the State of Texas among
many others had insured a citizen of
Binghaniton N. Y. Walter Dwight for
large amounts the Eqitable having nearly
three time the amount taken by any other
company upon the death of uwigm very
soon after bis iuauranoe was obtained a
post mortem examination was held by fifteen
physicians who all signed a report that death
was from natural cause. Whereupon the
Eqitable paid the heirs f 50000 00 and took
their receipt in full
The other companies are still ngnting the
case in tne courts ana uie neirs wiu win
perhaps only after continued appeals. These
companies had not a single ground upon
which to contend exoept .that a large
insurance and early death indicated a
fraudulent intent. All the companies now
soliciting the favor of the people of Texas
are engaged in this business except the
Equitablo which paid its loss as soon as the
doctors gave them the certificate of the
cause of death.
Moral "don't put your head in the lion's
mouth."
In the year 1883 the Equitabledid
$43000000 00 more business than the
Mutual Life and $28000000 00 more than the
New York Life. In the year 1882 it did in
the State of New York where all three are
domiciled nearly as xnuoh as the former
company did in the two years 1881 and 1882
and $7000000 00 more ' than the latter
company did in the same two years. In the
same year the isqmtaDie wrote over za per
cent of all the business done for that year
by 29 companies 40 per cent more than the
Mutual and nearly double that of the New
York Life. Its business in 1883 was about
one fourth of the total amount written by
all the insurance companies in the United I
. . ... mi a
States oomoineu. mere are eooa ana
sufficient reasons for this great superiority
some of which have been mentioned.
Your life insurance is your most import
ant business transaction. In investing in
it study your interest closely and put
vour money where it will do you the most
good. The people of New xok understand
life insurance and know the comparative
merits of life insurance companies. If they
give the Equitable the preference so largely
they do not do so from sentiment but as a
matter of business and to promoto their
own advantage.
The Equitable offers all desirable forms
of life insurance. These may be divided
into Ordinary Life in which premiums are
paid during life or for a limited term of
years the policy being payable at death
only ; and the Endownment in which prem-
iums are paid for a limited term of years the
policy being payable at death or to the
the assured if suviving the term chosen.
With these ordinary and limited payment
Life and Endownment policies may be
combined the Tontine and Semi Tontine
plans.
A life or an endownmont policy bos a
surrender value after the third year in.
case the premium is not paid and premiums
after the first year are rebated out of
dividends which vary with the profits of the
company. Protection of life value alone is
obtained by a life policy but both this
protection and a saving for one's self is
attained by the Endowment policy. These
forms of insurance are preferred by those
who wish to insure only or to insure and
save together upon the lowert present rate
of investment The Tontine feature
applied to Life and Endowment policies
makes various very important changes. It
withdraws from them all surrender value
when premiums are unpaid and all dividends
years. The Tontir method greatly increas-
until the expiration of a chosen term of
ing the profits of a Uf e or endowment policy
because dividends are compounded by the
company instead of being paid out yearly
to the assured and these profits together
with those arising from lapsed polioies and
accumulations on each policy expiring by
death are held until the end of the term
and divided among the survivors the heirs
of deceased policy holders having being paid
the face value of thoir policies. The Tontine
method increases the risk because it with
holds surrender value and increases the
original rate of investment because it
reserves all dividends and profits until the
expiration of the Tontine limit.
The oemi Tontine meuioa oniy ainers
from the Tontine in that it affords the
surrender value which reduces its profits
about ten per cent If one takes an ordi-
nary life or endowment policy he gets it on
the lowest present rate of investment be-
cause he secures a surreader value and
annual dividends If he combines with it
the Tontine feature he raises the present
rate of investment to secure an ultimate low
rate of investment by waiving surrender
value and all dividends until the expiration
of tho Tontine limit With the Semi Ton-
tine feature be secure the same result by
waiving annual dividends alone. Each form
of insurance ha its advantage for certain
investors depending upon their means
aud prospects
For the poor the ordinary life plan is the
boat for tba iudependent and rich the
ordinary and limited life aud endowment
Lin with full 1 on una feature are prefera
ble. For the moderate investor the ordinary
Life and Endowment Insurance with the
Smi Tooliu privilege are moat attractive.
Th profit ara enormously increased by th
TootuM feature and a tba Svmi-Tootio
pi Tee a aarraoder value at a diminished
profit of only ten per cent it is greatly
preferred by ptnona of ssoderata measa
who fear the possibility of forfeiture under
tba fall Toatiae plan. The motX remunera-
tiv form of in nines tor those who die early
tba ptaa wtueA reomrea the lowest present
rata of rawMmnrt for those who die lots
that which calk for tba aibeat pnauit rate
of tBTcaUaeat. Ia a king tL me4.
adat.taeoas form of ioranac for himaftlf.
racb on mart dsly cocuaaVr hs J-inof for
Ufa iifiriaa f btara proapect and prat tit
St. Leonard Hotel
MAra rmiA
RAN ANTONIO TEXAS.
TiJi Hottlhat lately Inn open-
ed on the Huroytan Plan and
V romises to be very yopu lar A 11
of the appointments are fret-class
ami weip. The rate ie $2 jer day.
The proprietor Phineas 1
Lounsbery is a Nov York man
and Inows how a hotel ought to
be Irpt ; ni we can answer from
personal experience that thoso once
enjoying its comforts mil oe sure
to return again. Cars and 0m-
nibusespast the door. Stockmen
will please make a note of tins.
CIT.
! J.B.HArJKLA
. waart as no oair
MAKES AND KEEPS
Hen's Boots and Shoes
Of Ivt ry sttcrlptloa Chttptr tbaa Iks Chstpoit
Bat Sells Th
fjradi Kvk.1
CtfAJLKER
Which ie truaranteed to bo perfect both in
stock and workmanship.
Can be had no where else in oan fliarcoa.
Repairing always done at once.
AGENT WANTED FOU
DEEDS" DARING
ZZ AiY 1IL.IJK A."VU UHAY. ZZ
The gyatt eollsatlea of lbs mot thrllllnf parioo-
al adventurer exploit! of rcoolr and spies forlorn
hopei berolo bravery Imprlioainenu and balr-
breadtb eieepe. romantle locldentr bead ;io band
MrugglM prrllose Jooruers drlu raide and bold
deeds on eors siase during tbe Ureal Civil War.
Do book like It. Feoririn.r 1i.lutitid. OMmIU
all. Addreu rUttsJlEG dc JUeJriAKlN
Jlnclnaatl U. nirlli-lm.
a week at borne. ! 00 ootflt free. Pay ab-
rolutelj euro. No rlrk. Capital not required
Raider. If tod want bullae at which per-
one of eitber eex. touuk or old can make
great payall the time tbev work with ebrolute cor.
talntT write for particular! to H Uaixbtt Co.
Portland Maine.
Old Newspapers at this Office.
fST
OFFICE OF
GEO. W. REED Agent
WOOD'S NEW BUILDING SAN MARCOS TEXAS.
To the People of San Marcos
DRY GOODS
BOOTS SHOES HATS
CAPS CLOTHING
QUE E NS WARE GLASS-
WARE ETC.
:Togctlier with a full line of:
I am prepared to sell anytliing in my line as cheap for cash as tlio
same quality of goods can be bought anywhere in the State. Goods
delivered in the city free.
Soliciting a liberal share of your patronage and thanking you for
past favors I remain yours truly
cMssm GEO. O. REED.
MARTIN
WHOLSALE
maw I iriU5
SAN MARCOS
t&- southeast conyEii
DEALER IN
s iiPiiiii i
ess
SO. Ci3!SM60.
SiN MAECOS TEX.
Dealer. I
f
SHINGLES SASH DOORS BLINDS;
Whits Pins Weathsrtoarding
White Pine Bsaded Ceiling
E VER YTEI21 0 IS IBEIB USE ALWAYS OS HASP-
Lumber Dressed to Order. Ill Orders Promptly rfll
OFFICE AND YARD Near Its Railrcad DsjA
ar if W-
THE .CITIZUNtT "
OF IIAV8 AND ADJOININO COUNTIES
Aro KcBpceti'uily Iuvittxi to Call and
mi J Exnmino my Largo Stotjc of
Wluob. Ima toon Carefully Selected k
mo in Now York.
Cousisliug of
STAPLE AND FANCY
DRY GOODS
OF EVERY DESCRIPTION .
CLOTHING
BOOTS & SHOES HATS SHIBTS
HARDWARE.
WOOD AND WILLOW WARE
STAPLE AN FANCY
GROCERIES
AWC KTC.
I claim to dell the best brand of
FLOUR offered to the trado in San
Marcos and refer to tlioso who liaye
purchiiBed tho "IMPERIAL" of me
as to its merits. '
THE
Caldwell Wagon
For Salo at $10 under regular '
price.
I nra agent for tho celebratod Win-
Bbip Cotton Gins and PreEnes
Parties contemplating tho purchase
of now gins will do well to give uie
a call. Will mako liberal terms.
Givo mo a call bofore buying.
Terms liberal.
Rcspoctfullj'
J. V. HUTCHINS.
mcb20lf
JOBI'RrVTINU! JOB MINTING!
JOB PRINTING!
NOKTH SIDE FLAZA.
OPIUM
WHISKY HABITS rnrod
m home without imiii. Hook
of particular snt Free
a. ILWOOLLKi'.M. a.AtluuU.G-
TH E CO M PLETE HOM E.fi?7i
book. New edition. New bindings New ill ui.tr at ioqs
from new designs. Superbly kuUld up. Same low pnet.
Adapted to all cliuei. belli at sight. Agents doing H
wotk. Excellent Tbkms. The Jundwme.t puHctu
er issued. Apply now.
Wm.CAKRBTSON 8t CO. N. E. Cor. 4th & Cfcrstnut Sti
Jt. Loul. Mo. Also other grand new books aud Uiblcs.
tiood Pay for AnU. ftlOO lo 4tO0
mo. Miile Belling: oiirOrand Sew lltMtory
fr'umouMand 1htIh1v BatUeof tbeWorltl
W ntu to J. McC'uriw & u.tlSU Ioui A
and Vicinity:
Having purchased the entire stock oi
NOTTOUfI
HIWZIE
AND RETAIL
'IK f:::
- 5 - j i
Pi'
- - - TEXAS.
ruELiv square jsa fWn
All Klaoe f
i
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Julian, Isaac H. San Marcos Free Press. (San Marcos, Tex.), Vol. 13, No. 24, Ed. 1 Thursday, May 22, 1884, newspaper, May 22, 1884; San Marcos, Texas. (https://texashistory.unt.edu/ark:/67531/metapth295503/m1/2/?q=music: accessed July 17, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; .