Sanger News (Sanger, Tex.), Vol. 1, No. 36, Ed. 1 Thursday, March 7, 2013 Page: 3 of 16
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♦> email: sanger@lemonspublications.com
enough income to sustain HOMETOWN
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at Luttrull McNatt Chevrolet
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Stop by to see our large GM pre-owned selection available to choose from!
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Savings up to $11,000 on a new
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CHEVY
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Congratulations t
Erin Escobedo and
the Achievers Gym-
cats who competed
at the NCA All-Star
National Champion-
ship March 2-3. The
Senior Level 4 team
won the NCA National
Championship and
an at large bid to
The Summit in Walt
Disney World.
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campGladiator
AWARD-WINNING ADULT FITNESS PROGRAM
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J Sanger
7 Sports Park U
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5:30am coming
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When it comes to your pet,
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Sark 91’
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Call today for your next
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940-458-7542 • Sanger. TX
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1 By Allen Chick,
Edward Jones
Be Aware of Risks
of Not Investing
You’ve no doubt heard
about the risks associated
with investing. This invest-
ment carries this type of
risk, while that investment
carries another one. And it is
certainly true that all invest-
ments do involve some form
of risk. But what about not
investing? Isn’t there some
risk associated with that,
too?
In fact, by staying on
the investment sidelines, or
at least by avoiding long-
term, growth-oriented in-
vestments, you may incur
several risks. Here are some
to consider:
• You might not keep
up with inflation. If you
put all your money under
the proverbial “mattress,” or,
more realistically, you keep
it all in “cash” instruments
and very short-term invest-
ments, you might think you
are “playing it safe.” Af-
ter all, you might reason,
your principal is protected,
so even if you don’t really
make any money, you’re not
losing it, either. But that’s
not strictly true, because if
your money is in investment
vehicles that don’t even keep
up with inflation, you can
lose ground. In fact, even at
a relatively mild three per-
cent annual inflation rate,
your purchasing power will
decline by about half in just
25 years.
• You might outlive
your money. For a 65-year-
old couple, there’s a 50 per-
cent chance that one spouse
will live past age 90, accord-
ing to the Society of Actu-
aries. This statistic suggests
that you may need your in-
vestments to help provide
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you for two, or even three,
decades in retirement.
• You might not be able
to maintain your financial
independence. Even if you
don’t totally run out of mon-
ey, you could end up scrimp-
ing by — or, even worse, you
could become somewhat de-
pendent on your grown chil-
dren for financial assistance.
For most people, this pros-
pect is unacceptable. Conse-
quently, you’ll want to make
appropriate financial deci-
sions to help maintain your
financial independence.
• You might not be able
to retire on your terms.
You would probably like to
decide when you retire and
how you’ll retire — that is,
what sort of lifestyle you’ll
pursue during retirement.
But both these choices may
be taken out of your hands if
you haven’t invested enough
to retire on your own terms.
• You might not be able
to leave the type of legacy
you desire. Like most peo-
ple, you would probably like
to be able to leave some-
thing behind to your family
and to those charitable orga-
nizations you support. You
can help create this type of
legacy through the appro-
priate legal vehicles — i.e.,
a will, a living trust and so
on — but you’ll still need
to fund these mechanisms
somehow. And that means
you’ll need to draw on all
your financial assets, includ-
ing your investments.
Work with your finan-
cial advisor to determine
the mixture of growth and
income investments you
need during your working
years and as you move to-
ward retirement to help you
meet your retirement goals.
However you do it, get into
the habit of investing, and
never lose it — because the
risks of not investing are just
too great.
Allen Chick is a Finan-
cial Advisor with Edward
Jones in Sanger. He can be
reached at 940-458-7866.
Final Gaming season at
Library this weekend
The final event of the Warm Up Winter Gaming Season
will be held this weekend at the Sanger Public Library. Gui-
tar Hero and Pokemon tournaments will be held on Friday
night at 7:00 p.m., just like the January and February events.
One difference will be that other Pokemon versions besides
Black and White will be used if there are enough people
who want Pearl or Diamond or any of the others. At 10:00
a.m. on Saturday morning, kids 12 and under will compete
in MarioKart and Super Mario Smash Brothers. Starting at
1:00 p.m., teens will compete in the same events. When the
tournaments are over there will be time for free play.
The Guitar Hero champs are looking for more competi-
tion. In February Funky Fresh scored 352,374 points play-
ing Stricken on the expert level. In second place was Ferez
with 256,639 points playing Even Flow. Third place was
“close” behind. Think you can do better? Come and com-
pete. Scarborough Faire has donated two passes that will go
to the winner.
Kids must bring their own DS for the Pokemon tourna-
ment. Some have come without Black and White, so this
time we will encourage people to come with whatever ver-
sion they play and hope that there will be enough for a tour-
nament.
“We also hope more kids 12 and under will come to
play on Saturday morning. Everyone won a prize in Febru-
ary because there were only three entrants. Even if you are
not familiar with the games, you can still have fun,” said
organizer Vicky Elieson.
“For the teen tournament we usually have some tough
competition, but there is still room for more. We start out
with four-man qualifying heats.” Everyone is guaranteed to
play in three heats. Then the ones who qualify will contin-
ue in a single elimination tournament. Sometimes they do
four-man melees with two advancing, and sometimes they
have head-to-head competitions.
This month, prizes in the teen tournament include tick-
ets donated by Scarborough Faire.
After tournament play is free play. Godzilla is a recent
favorite. Sometimes, someone will start a round of Mari-
oParty. Players may bring their own games for the Wii, as
long as they are rated E or T.
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SAVINGS UPTO
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Thursday, March 7,2013 ♦♦♦ Sanger News ♦♦♦ www.lemonspublications.com
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Sanger News (Sanger, Tex.), Vol. 1, No. 36, Ed. 1 Thursday, March 7, 2013, newspaper, March 7, 2013; Sanger, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1238466/m1/3/?q=music: accessed July 18, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Sanger Public Library.